Net Worth Calculator

Add what you own and what you owe. Your net worth, financial health score, and personalised insights update live as you type.

What you own

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Current market value of each asset
Emergency Fund
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Investments
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Property & Others
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What you owe

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Outstanding loan balances, not the EMI
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About you

Your income and expenses are used to calculate savings rate and emergency fund coverage.
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Your Net Worth
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Total Assets
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Total Liabilities
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Updates live as you type
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Health Score
Enter your assets, liabilities, income and expenses to see your score.
Emergency Fund ? Emergency Fund
Months of expenses covered by Cash + Overnight / Liquid Funds. A healthy buffer is 6 months or more.
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months of expenses covered
Debt Ratio ? Debt Ratio
Total Liabilities ÷ Total Assets. Below 20% is comfortable. Above 50% means debt is dominating your balance sheet.
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liabilities ÷ assets
Savings Rate ? Savings Rate
(Monthly Income minus Monthly Expenses) ÷ Monthly Income. Shows how much of your income you save each month. Above 30% is excellent.
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of monthly income
Liquid Assets ? Liquid Assets %
Share of your wealth that can be turned into cash within a few days. Different from the Emergency Fund, which uses only the safest subset.
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accessible in days

Where your wealth sits

Add assets to see your allocation

Insights

→Start entering your details. Insights appear here as the picture builds.
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