Funds at a glance

Letter to A Young Investor #3: The Quiet Wonder

Dear Young Investor, I hope you are doing well and are eager to learn more about the financial path ahead of you. In today’s letter, I want to share an idea that, if you grasp and embrace well, can change your financial destiny in ways you may not have even dreamed of.

As you sow, so shall you harvest

Every taxpayer wants to reduce their income tax burden. In addition to the use of provisions such as Sections 80C and 80D (which exempt certain types of investments and health insurance premiums from being taxed, up to certain limits), there are a couple of perfectly legal techniques you can use to reduce your taxable income. In this article, we’ll discuss two such techniques that are relevant to investors: tax harvesting and tax loss harvesting.

The Psychology of Investing #2: How Evolution Wired Us to Fail at Investing (And What to Do About It)

The Internet is brimming with resources that proclaim, “nearly everything you believed about investing is incorrect.” However, there are far fewer that aim to help you become a better investor by revealing that “much of what you think you know about yourself is inaccurate.” In this series of posts on the psychology of investing, I will take you through the journey of the biggest psychological flaws we suffer from that causes us to make dumb mistakes in investing. This series is part of a joint investor education initiative between Safal Niveshak and DSP Mutual Fund.