Every parent knows education is expensive. But what makes it even harder to prepare for isn’t just the cost, it’s the uncertainty.

No one can predict what careers in 2040 will look like, or which skills will matter the most. By 2030, nearly 44% of today’s skills will be outdated or transformed. Many children in school today will grow up to work in jobs that don’t even exist yet.

That’s the paradox of parenting in this era, you’re expected to plan for a future no one can define.
The challenge isn’t only financial; it’s emotional. How do you secure your child’s freedom to thrive in a world that’s still taking shape?

At DSP, we believe planning for education shouldn’t just be about saving, it should be about creating possibility. The DSP Child Education Planner helps you do exactly that: prepare for the unpredictable, with confidence, clarity, and discipline.

The Hidden Price Tag on Ambition

Education inflation doesn’t whisper; it compounds. What looked aspirational a decade ago now feels like a lifetime expense.

• IIT B.Tech: ₹8-10 lakh for four years.
• IIM MBA: ₹20-25 lakh for two years.
• Private Indian universities: ₹30-40 lakh for a three-year undergraduate degree.
• US undergraduate degree: ₹1 crore or more.
• Premier Indian boarding schools: ₹10-20 lakh a year.

These aren’t distant numbers. They’re today’s reality, and they rise faster than incomes do. Without structured planning, even the most prudent families can find their budgets under strain when ambition meets inflation.

When Inflation Becomes Education’s Silent Multiplier

A ₹10 lakh program today could cost ₹40-45 lakh in 15 years, that’s the math of education inflation at 8-12% a year.
It’s why relying only on savings or scattered investments can be risky. The future cost of your child’s education could quietly outgrow your current pace of saving.

An education plan, on the other hand, brings structure, helping you align your investments with your child’s academic milestones, rather than being forced into last-minute loans or compromises.

The Double Burden of Studying Overseas

For families eyeing global education, tuition is just the start.

Each year, the rupee loses a little ground against the dollar, and that adds up. Combine that with living expenses abroad of USD 15,000-25,000 (₹12-20 lakh) and the cost of ambition can easily double.

Without a clear plan, what begins as a dream can quickly turn into debt. With one, it becomes a goal within reach.

Why Every Parent Needs a Child Education Planner

Many parents underestimate the true cost of education, assuming that future income, scholarships, or goodwill will bridge the gap. But numbers tell a different story: 40% of parents expect their children to take education loans, while another 27% would sell assets to fund it.

This isn’t just about money it’s about peace of mind.

A child education planner transforms uncertainty into action. It ensures you’re not just saving randomly, but investing deliberately, so your child’s dreams don’t depend on luck or timing.

Because planning isn’t only about affording a degree. It’s about giving your child the freedom to choose the path that excites them, without burdening your future.

How the DSP Child Education Planner Helps

Numbers alone don’t secure the future. Direction does.

The DSP Child Education Planner models the real cost of higher education by factoring in timelines, inflation, expected returns, and your current investment capacity. It turns a vague goal into a clear, achievable target.

Once that plan is in place, a Minor Folio in your child’s name helps you stay disciplined investments earmarked exclusively for their education.

Together, they ensure you don’t just hope your child’s future is secure you plan for it.

Because the Future Won’t Wait

Careers will evolve. Costs will rise. Currencies will shift. What endures is preparation.

Parents can’t choose their child’s journey but they can clear the obstacles along it.
That’s what future planning truly means: ensuring ambition is never limited by money.

With foresight, discipline, and the right tools like the DSP Child Education Planner and Minor Folio you can give your child the one certainty that matters most: The freedom to dream without financial limits.