61.74K people have invested in this fund
61.74K people have invested
in this fund as of
Total AUM
₹6,858.15 crores
as of Sep 30, 2025
Age of Fund
26 years 1 month since Sep 30, 1999
Expense Ratio
0.38%
as of Oct 30, 2025
Exit Load
Nil
Ideal holding period
7 Days+
| Credit rating profile | Weight % |
|---|---|
| SOVEREIGN | 11.5 % |
| A1+ | 84.3 % |
| Cash & Equivalent | 4.0 % |
| Instrument break-up | Weight % |
|---|---|
| Money market instruments | 89.4 % |
| TREPS | 8.3 % |
| Government Securities (Central/State) | 6.3 % |
| Holdings | Weight % |
|---|---|
| TREPS / Reverse Repo Investments | 8.3 % |
| 7.59% GOI 2026 | 4.5 % |
| Small Industries Development Bank of India | 3.5 % |
| Punjab National Bank | 2.8 % |
| Power Finance Corporation Limited | 2.8 % |
| Axis Bank Limited | 2.8 % |
| Indian Bank | 2.8 % |
| Bank of Baroda | 2.5 % |
| HDFC Bank Limited | 2.5 % |
| Bank of Baroda | 2.1 % |
| View All Holdings | 34.6 % |
| Holdings | Weight % |
|---|---|
| SBI Funds Management Pvt Ltd/Fund Parent | 0.2 % |
| 0.2 % |
Yield to Maturity
6.27 %
Modified Duration
0.48 Years
Portfolio Macaulay Duration
0.51 Years
Average Maturity
0.51 Years
Performance highlights over last
for
investment
Cumulative returns on
Annual returns
Current value
Good Returns
Negative Returns
vs Fixed Deposit
vs Category
vs Benchmark
Historical Returns (As per SEBI format)as of with investment of₹10,000
| This fund | CRISIL Money Market A-I Index ^ | CRISIL 1 Year T-Bill I… # | ||||
|---|---|---|---|---|---|---|
| CAGR | Current Value | CAGR | Current Value | CAGR | Current Value | |
Income distribution Cum Capital Withdrawal (IDCW) Distributed
| Record Date | Face Value | IDCW per unit | NAV Before | NAV After |
|---|
| Funds | Annual returns | Current Value | Absolute Growth |
|---|
Date of allotment: Sep 30, 1999.
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement
Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.
Since inception returns have been calculated from the date of allotment till June 30, 2021
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments
Rolling returns have been calculated based on returns from regular plan growth option.
Pursuant to payments of Income Distribution cum Capital Withdrawal, the NAV of the IDCW option(s) of Schemes would fall to the extent of payout, and statutory levy, if any.
^ Fund Benchmark # Additional Benchmark
Karan Mundhra
Shalini Vasanta
The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.
There is no assurance that the investment objective of the Schemes will be realized.
An open ended debt scheme investing in money market instruments.
A relatively low interest rate risk and moderate credit risk.
Level of Risk in the fund
Potential Risk Class Matrix : B-I
B-I is the potential risk class matrix of DSP Savings Fund based on interest rate & credit risk.
| Holding period | Capital gain type | Applicable tax rate |
|---|---|---|
| Not Applicable | Long term | Not Applicable |
| Not Applicable | Short term | Applicable Rate |
Mutual fund taxation is based on the fund’s taxation category, sub-category, and holding period. The applicable tax rates are subject to prevailing tax laws, including surcharges, cess, and exemptions. Please consult a tax advisor for personalized guidance. View detailed tax guide
61.74K peoplehave invested in this fund as of
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Portfolio
Scheme Documents
