Share
19.26K people have invested in this fund
19.26K people have invested
in this fund as of
Total AUM
₹186.59 crores as of Aug 31, 2023
Age of Fund
19 years 3 months since Jun 11, 2004
Expense Ratio
1.13% as of Oct 03, 2023
Exit Load
NIL
Ideal holding period
3 Years+
Holdings
as of Aug 31, 2023HDFC Bank Limited
3.16%
ICICI Bank Limited
2.46%
Axis Bank Limited
2.15%
SBI Life Insurance Company Limited
1.22%
ITC Limited
1.18%
IPCA Laboratories Limited
1.10%
Sun Pharmaceutical Industries Limited
1.00%
Large Cap
76.40%
Mid Cap
12.00%
Small Cap
11.60%
Banks
Pharmaceuticals & Biotechnology
Insurance
Fertilizers & Agrochemicals
It - Software
Rolling Returns
Abhishek Singh
Kedar Karnik
Jay Kothari
Prescribed asset allocation:
75% - 90% *Debt and Money Market Securities
, 10% - 25% Equity & equity related instruments
, 0% - 10% Units of REITs & InvITs
*Debt securities may include securitised debts upto 50% of the net assets
Top holdings
HDFC Bank Limited
3.16%
ICICI Bank Limited
2.46%
Axis Bank Limited
2.15%
SBI Life Insurance Company Limited
1.22%
ITC Limited
1.18%
Allocation by Market Cap
Large Cap
76.40%
Mid Cap
12.00%
Small Cap
11.60%
Top Sectors
Banks
Pharmaceuticals & Biotechnology
Insurance
Fertilizers & Agrochemicals
It - Software
Top holdings
7.38% GOI 2027
8.76%
National Housing Bank**
8.32%
Power Grid Corporation of India Limited**
5.76%
REC Limited**
5.50%
7.10% GOI 2029
5.48%
Cash & cash equivalents
1.29%
Instrument break-up
Bonds & NCDs
70.40%
Government Securities (Central/State)
28.20%
TREPS
1.40%
Yield to Maturity
7.41 %
Modified Duration
1.88 Years
Portfolio Macaulay Duration
1.98 Years
Average Maturity
2.20 Years
Standard Deviation
3.68 %
Sharpe Ratio
0.42
Beta
0.88
R-Squared
67.64 %
Performance highlights over last
for
investment
Cumulative returns on
Annual returns
Current value
Good Returns
Negative Returns
vs Fixed Deposit
vs Category
vs Benchmark
Historical Returns (As per SEBI format)as of with investment of₹10,000
| This fund | CRISIL Hybrid 85+15 - Conserva… ^ | CRISIL 10 Year Gilt In… # | ||||
|---|---|---|---|---|---|---|
| CAGR | Current Value | CAGR | Current Value | CAGR | Current Value | |
Income distribution Cum Capital Withdrawal (IDCW) Distributed
| Record Date | IDCW per unit | NAV Before | NAV After |
|---|
| Funds | Annual returns | Current Value | Absolute Growth |
|---|
Date of allotment: Jun 11, 2004.
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement
Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.
Since inception returns have been calculated from the date of allotment till June 30, 2021
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments
Rolling returns have been calculated based on returns from regular plan growth option.
^ Fund Benchmark # Standard Benchmark
The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
There is no assurance that the investment objective of the Scheme will be realized
An open ended hybrid scheme investing predominantly in debt instruments
Level of Risk in the fund
Rs. 100 Lumpsum
Rs. 100
SIP– 12 instalments
Rs. 100 Minimum Additional Purchase
19.26K peoplehave invested in this fund as of
Equity holdings for DSP Regular Savings Fund
| Name | % of Net Assets |
|---|---|
| HDFC Bank Limited | 3.16% |
| ICICI Bank Limited | 2.46% |
| Axis Bank Limited | 2.15% |
| Name | % of Net Assets |
|---|---|
| IPCA Laboratories Limited | 1.10% |
| Sun Pharmaceutical Industries Limited | 1.00% |
| Cipla Limited | 0.80% |
| Alkem Laboratories Limited | 0.75% |
| Alembic Pharmaceuticals Limited | 0.68% |
| Suven Pharmaceuticals Limited | 0.43% |
| Name | % of Net Assets |
|---|---|
| SBI Life Insurance Company Limited | 1.22% |
| ICICI Lombard General Insurance Company Limited | 0.82% |
| Name | % of Net Assets |
|---|---|
| Coromandel International Limited | 0.92% |
| Sharda Cropchem Limited | 0.60% |
| Name | % of Net Assets |
|---|---|
| HCL Technologies Limited | 0.64% |
| Tech Mahindra Limited | 0.58% |
| Name | % of Net Assets |
|---|---|
| ITC Limited | 1.18% |
| Name | % of Net Assets |
|---|---|
| Samvardhana Motherson International Limited | 0.96% |
| Name | % of Net Assets |
|---|---|
| Hero MotoCorp Limited | 0.95% |
| Name | % of Net Assets |
|---|---|
| Eureka Forbes Limited | 0.83% |
| Name | % of Net Assets |
|---|---|
| Oil & Natural Gas Corporation Limited | 0.78% |
| Name | % of Net Assets |
|---|---|
| SBI Cards and Payment Services Limited | 0.72% |
| Name | % of Net Assets |
|---|---|
| Power Grid Corporation of India Limited | 0.26% |
| Name | % of Net Assets |
|---|---|
| Teamlease Services Limited | 0.15% |
Debt holdings for DSP Regular Savings Fund
| Name | % of Net Assets |
|---|---|
| National Housing Bank** | 8.32% |
| Power Grid Corporation of India Limited** | 5.76% |
| REC Limited** | 5.50% |
| Indian Oil Corporation Limited** | 5.45% |
| Power Finance Corporation Limited** | 3.98% |
| Hindustan Petroleum Corporation Limited** | 3.75% |
| Small Industries Development Bank of India** | 2.83% |
| Export-Import Bank of India** | 2.83% |
| HDFC Bank Limited** | 2.80% |
| National Bank for Agriculture and Rural Development** | 2.78% |
| HDFC Bank Limited** | 2.77% |
| Power Finance Corporation Limited** | 2.74% |
| Export-Import Bank of India** | 2.73% |
| NTPC Limited** | 0.97% |
70.4% of Debt instruments
| Name | % of Net Assets |
|---|---|
| 7.38% GOI 2027 | 8.76% |
| 7.10% GOI 2029 | 5.48% |
| 7.59% GOI 2026 | 2.73% |
| 5.74% GOI 2026 | 2.62% |
| 5.63% GOI 2026 | 1.56% |
| 7.83% Gujarat SDL 2026 | 0.16% |
28.2% of Debt instruments
| Name | % of Net Assets |
|---|---|
| TREPS / Reverse Repo Investments / Corporate Debt Repo | 1.05% |
1.4% of Debt instruments
