Share
19.97K people have invested in this fund
19.97K people have invested
in this fund as of
Total AUM
₹180.31 crores as of Nov 30, 2024
Age of Fund
20 years 6 months since Jun 11, 2004
Expense Ratio
1.11% as of Dec 11, 2024
Exit Load
NIL
Ideal holding period
3 Years+
Holdings
as of Nov 30, 2024HDFC Bank Limited
3.05%
ICICI Bank Limited
2.32%
Mahindra & Mahindra Limited
1.33%
Bajaj Finance Limited
1.25%
ITC Limited
1.20%
SBI Life Insurance Company Limited
1.18%
Kotak Mahindra Bank Limited
1.10%
Large Cap
77.80%
Small Cap
15.90%
Mid Cap
6.30%
Banks
Pharmaceuticals & Biotechnology
Finance
Automobiles
Insurance
Rolling Returns
Abhishek Singh
Shantanu Godambe
Prescribed asset allocation:
75% - 90% *Debt and Money Market Securities
, 10% - 25% Equity & equity related instruments
, 0% - 10% Units of REITs & InvITs
*Debt securities may include securitised debts upto 50% of the net assets
Top holdings
HDFC Bank Limited
3.05%
ICICI Bank Limited
2.32%
Mahindra & Mahindra Limited
1.33%
Bajaj Finance Limited
1.25%
ITC Limited
1.20%
Allocation by Market Cap
Large Cap
77.80%
Small Cap
15.90%
Mid Cap
6.30%
Top Sectors
Banks
Pharmaceuticals & Biotechnology
Finance
Automobiles
Insurance
Top holdings
No Data to display
Top holdings
7.32% GOI 2030
12.58%
7.02% GOI 2031
8.69%
Power Grid Corporation of India Limited
6.02%
REC Limited
5.83%
Indian Oil Corporation Limited
5.79%
Cash & cash equivalents
0.60%
Instrument break-up
Government Securities (Central/State)
56.10%
Bonds & NCDs
40.30%
TREPS
3.30%
Mutual-funds
0.40%
Yield to Maturity
7.08 %
Modified Duration
2.48 Years
Portfolio Macaulay Duration
2.57 Years
Average Maturity
3.07 Years
Performance highlights over last
for
investment
Cumulative returns on
Annual returns
Current value
Good Returns
Negative Returns
vs Category
vs Benchmark
Historical Returns (As per SEBI format)as of with investment of₹10,000
| This fund | CRISIL Hybrid 85+15 - Conserva… ^ | CRISIL 10 Year Gilt In… # | ||||
|---|---|---|---|---|---|---|
| CAGR | Current Value | CAGR | Current Value | CAGR | Current Value | |
Income distribution Cum Capital Withdrawal (IDCW) Distributed
| Record Date | IDCW per unit | NAV Before | NAV After |
|---|
| Funds | Annual returns | Current Value | Absolute Growth |
|---|
Date of allotment: Jun 11, 2004.
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement
Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.
Since inception returns have been calculated from the date of allotment till June 30, 2021
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments
Rolling returns have been calculated based on returns from regular plan growth option.
^ Fund Benchmark # Additional Benchmark
The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
There is no assurance that the investment objective of the Scheme will be realized
An open ended hybrid scheme investing predominantly in debt instruments
Level of Risk in the fund
Rs. 100 Lumpsum
Rs. 100
SIP– 12 instalments
Rs. 100 Minimum Additional Purchase
19.97K peoplehave invested in this fund as of
Equity holdings for DSP Regular Savings Fund
| Name | % of Net Assets |
|---|---|
| HDFC Bank Limited | 3.05% |
| ICICI Bank Limited | 2.32% |
| Kotak Mahindra Bank Limited | 1.10% |
| Axis Bank Limited | 0.90% |
| Name | % of Net Assets |
|---|---|
| Cipla Limited | 0.77% |
| Alembic Pharmaceuticals Limited | 0.69% |
| Suven Pharmaceuticals Limited | 0.46% |
| Sun Pharmaceutical Industries Limited | 0.22% |
| IPCA Laboratories Limited | 0.18% |
| Name | % of Net Assets |
|---|---|
| Bajaj Finance Limited | 1.25% |
| Power Finance Corporation Limited | 0.43% |
| SBI Cards and Payment Services Limited | 0.26% |
| Name | % of Net Assets |
|---|---|
| Mahindra & Mahindra Limited | 1.33% |
| Hero MotoCorp Limited | 0.36% |
| Name | % of Net Assets |
|---|---|
| SBI Life Insurance Company Limited | 1.18% |
| ICICI Lombard General Insurance Company Limited | 0.16% |
| Name | % of Net Assets |
|---|---|
| ITC Limited | 1.20% |
| Name | % of Net Assets |
|---|---|
| HCL Technologies Limited | 0.45% |
| Infosys Limited | 0.38% |
| Tech Mahindra Limited | 0.35% |
| Name | % of Net Assets |
|---|---|
| Jubilant Ingrevia Limited | 1.00% |
| Name | % of Net Assets |
|---|---|
| La Opala RG Limited | 0.49% |
| Indigo Paints Limited | 0.42% |
| Name | % of Net Assets |
|---|---|
| Samvardhana Motherson International Limited | 0.63% |
| Name | % of Net Assets |
|---|---|
| NTPC Limited | 0.63% |
| Name | % of Net Assets |
|---|---|
| Oil & Natural Gas Corporation Limited | 0.49% |
| Name | % of Net Assets |
|---|---|
| Teamlease Services Limited | 0.44% |
| Name | % of Net Assets |
|---|---|
| Indus Towers Limited | 0.44% |
| Name | % of Net Assets |
|---|---|
| Godrej Industries Limited | 0.30% |
| Name | % of Net Assets |
|---|---|
| Petronet LNG Limited | 0.05% |
Debt holdings for DSP Regular Savings Fund
| Name | % of Net Assets |
|---|---|
| 7.32% GOI 2030 | 12.58% |
| 7.02% GOI 2031 | 8.69% |
| 7.10% GOI 2029 | 5.67% |
| 7.06% GOI 2028 | 5.66% |
| 7.10% GOI 2034 | 2.86% |
| 7.37% GOI 2028 | 2.86% |
| 5.74% GOI 2026 | 2.73% |
| 5.63% GOI 2026 | 1.63% |
| 7.38% GOI 2027 | 0.58% |
| 7.83% Gujarat SDL 2026 | 0.17% |
56.1% of Debt instruments
| Name | % of Net Assets |
|---|---|
| Power Grid Corporation of India Limited | 6.02% |
| REC Limited | 5.83% |
| Indian Oil Corporation Limited | 5.79% |
| Power Finance Corporation Limited | 4.24% |
| Export-Import Bank of India | 2.96% |
| HDFC Bank Limited | 2.93% |
| National Bank for Agriculture and Rural Development | 2.93% |
| NTPC Limited | 0.51% |
40.3% of Debt instruments
| Name | % of Net Assets |
|---|---|
| TREPS / Reverse Repo Investments | 2.54% |
3.3% of Debt instruments
| Name | % of Net Assets |
|---|---|
| SBI Funds Management Pvt Ltd/Fund Parent | 0.29% |
0.4% of Debt instruments
