Invest in DSP Equity Savings Fund Direct Quarterly IDCW Online

Benchmark: Nifty Equity Savings Index

28.16K people have invested in this fund

LumpsumMonthly SIPView performance details

Return:

Annualized

Absolute

This fund

18.00%

Nifty Equity Savings Index

14.30%

CRISIL 10 Year Gilt Index

14.15%

team 28.16K people have invested in this fund as of

This is a Hybrid, Equity Savings fund with Nifty Equity Savings Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Total AUM

₹2,258.22 crores as of Nov 30, 2024

Age of Fund

8 years 8 months since Mar 28, 2016

Expense Ratio

0.44% as of Dec 11, 2024

Exit Load

NIL

Ideal holding period

5 Years+

Holdings

as of Nov 30, 2024

HDFC Bank Limited

3.97%

ICICI Bank Limited

3.59%

Mahindra & Mahindra Limited

1.79%

Kotak Mahindra Bank Limited

1.70%

ITC Limited

1.64%

Brookfield India Real Estate

1.63%

Bharat Highways InvIT

1.62%

See all 34 holdings

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

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What is in DSP Equity Savings Fund?

DSP Equity Savings Fund invests in equity, arbitrage as well as debt instruments to aim to deliver relatively more predictable return outcomes.
The equity portion provides the 'boost', the debt portion tries to 'shield' the portfolio from corrections & arbitrage helps take advantage of tactical profit-booking opportunities.
Fund also invest in REITs & InvITs to optimise the return.

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Why should one invest in DSP Equity Savings Fund?

This is a relatively lower-risk equity-oriented investment strategy compared to diversified or thematic equity funds.
Offers the potential to earn relatively better risk-adjusted returns compared to debt investments.
It aims to deliver smoother, less fluctuating investment journeys.
Lower potential tax on profits as compared to investing in FDs or debt funds.
Put options in the fund helps to manage equity volatility especially during sharp drawdowns.

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Who should invest in DSP Equity Savings Fund?

Consider this fund if you
- Value smooth equity investment journeys.
- Want to invest in equity but for shorter time periods.
- Recognize that market falls are normal while investing in equity.
- Accept that equity investing means exposure to risk.
- Do not chase the highest possible returns at all times.
- Can be used by investor who require periodic cashflow and capital growth. This can be done using SWP.

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Rethink before you invest

Equity Savings Fund carries Moderately High Risk.
It will not deliver returns higher than diversified or sectoral equity funds, so if very high returns is your goal, this is not the right fund.
Arbitrage & debt instruments in the portfolio do not remove the risk altogether, they aim to reduce it.

Fund managers:

Abhishek Singh

Total work experience of 18 years. Managing this fund since May 2021.

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Total work experience of 18 years. Managing this fund since May 2021.

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Kaivalya Nadkarni

Total work experience of 6 years. Managing this fund since October 2024.

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Total work experience of 6 years. Managing this fund since October 2024.

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Shantanu Godambe

Total work experience of 17 years. Managing this fund since August 2024.

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Total work experience of 17 years. Managing this fund since August 2024.

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Abhishek has a total work experience of over 14 years.He joined DSP Investment Managers in January 2021 as Assistant Vice President in the Equity Team Abhishek has worked with Kotak Mahindra Group and Edelweiss in the past.He is an Electrical Engineer (IIT, Kanpur) and has a Post Graduate Diploma in Management from IIM, Lucknow.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Kaivalya joined DSP in September 2024. She has over 6 years of work experience across Fund Management, Equity Dealing and Fund Accounting. Prior to joining DSP she has worked with ICICI Prudential AMC. Kaivalya is a Chartered Accountant from the Institute of Chartered Accountants of India. She has also cleared the Company Secretary Professional Level from the Institute of Company Secretaries of India and CFA Level III Examination from the CFA Institute.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Shantanu has a total work experience of Over 16 years. He joined DSP Asset Managers in March 2023 as Vice President in Fixed Income Team. Shantanu has also worked with Yes Bank Ltd as a Rates Trader. He has cleared CFA from CFA Institute, MS (Finance) from ICFAI University and B.Com from Mumbai University.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Top holdings

HDFC Bank Limited

3.97%

ICICI Bank Limited

3.59%

Mahindra & Mahindra Limited

1.79%

Kotak Mahindra Bank Limited

1.70%

ITC Limited

1.64%

Allocation by Market Cap

Large Cap

75.40%

Uncategorized

10.10%

Small Cap

9.70%

Mid Cap

4.80%

Top Sectors

Arbitrage (cash Long)

38.96%

Banks

10.57%

Automobiles

2.79%

Finance

2.45%

Pharmaceuticals & Biotechnology

2.21%

See all 34 holdings

Top holdings

No Data to display

Top holdings

8.51% GOI FRB 2033

5.09%

TREPS / Reverse Repo Investments

3.86%

7.38% GOI 2027

3.02%

7.09% GOI 2054

2.06%

7.33% Maharashtra SDL 2044

1.62%

Cash & cash equivalents

0.46%

Credit rating profile

SOV

69.50%

Cash & Equivalent

14.00%

CRISIL AAA

12.30%

CRISIL A1+

4.00%

Instrument break-up

Government Securities (Central/State)

65.30%

TREPS

13.90%

Bonds & NCDs

12.30%

Money market instruments

8.50%

See all 17 holdings

Indicators

Yield to Maturity

7.09 %

Modified Duration

3.42 Years

Portfolio Macaulay Duration

3.55 Years

Average Maturity

8.38 Years

Portfolio turnover ratio

5.40 last 12 months

Portfolio turnover ratio - Directional Equity

0.14 last 12 months

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Category

vs Benchmark

Historical Returnsas of with investment of₹10,000
As per SEBI format
As per IDCW history

	This fund		Nifty Equity Savings Index ^{^}		CRISIL 10 Year Gilt In… ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

Nifty Equity Savings I…

CRISIL 10 Year Gilt In…

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested Amount

₹

Invested period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Fund Details

Investment Objective

The investment objective of the Scheme is to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.
However, there can be no assurance that the investment objective of the scheme will be realized.

Fund Type

Hybrid

Equity Savings

An open ended scheme investing in equity, arbitrage and debt

Riskometer

Level of Risk in the fund

View details

Fund Documents

Fund presentation

KIM and Applications

Name	% of Net Assets
HDFC Bank Limited	3.97%
ICICI Bank Limited	3.59%
Kotak Mahindra Bank Limited	1.70%
Axis Bank Limited	1.31%

Name	% of Net Assets
Mahindra & Mahindra Limited	1.79%
Hero MotoCorp Limited	1.00%

Name	% of Net Assets
Bajaj Finance Limited	1.56%
Power Finance Corporation Limited	0.61%
SBI Cards and Payment Services Limited	0.28%

Name	% of Net Assets
Cipla Limited	1.01%
Suven Pharmaceuticals Limited	0.43%
Alembic Pharmaceuticals Limited	0.39%
Sun Pharmaceutical Industries Limited	0.21%
IPCA Laboratories Limited	0.17%

Name	% of Net Assets
SBI Life Insurance Company Limited	1.53%
ICICI Lombard General Insurance Company Limited	0.21%

Name	% of Net Assets
ITC Limited	1.64%

Name	% of Net Assets
Brookfield India Real Estate	1.63%

Name	% of Net Assets
Bharat Highways InvIT	1.62%

Name	% of Net Assets
NTPC Limited	1.46%

Name	% of Net Assets
HCL Technologies Limited	0.50%
Infosys Limited	0.43%
Tech Mahindra Limited	0.39%

Name	% of Net Assets
La Opala RG Limited	0.57%
Indigo Paints Limited	0.52%

Name	% of Net Assets
Samvardhana Motherson International Limited	1.08%

Name	% of Net Assets
Oil & Natural Gas Corporation Limited	0.86%

Name	% of Net Assets
Jubilant Ingrevia Limited	0.75%

Name	% of Net Assets
Teamlease Services Limited	0.54%

Name	% of Net Assets
Godrej Industries Limited	0.44%

Name	% of Net Assets
Indus Towers Limited	0.40%

Name	% of Net Assets
Petronet LNG Limited	0.09%

Name	% of Net Assets
8.51% GOI FRB 2033	5.09%
7.38% GOI 2027	3.02%
7.09% GOI 2054	2.06%
7.33% Maharashtra SDL 2044	1.62%
7.10% GOI 2034	1.60%
7.34% GOI 2064	1.39%
5.74% GOI 2026	1.09%
7.02% GOI 2031	0.93%
7.37% GOI 2028	0.91%
7.18% GOI 2033	0.23%
7.10% GOI 2029	0.23%

Name	% of Net Assets
TREPS / Reverse Repo Investments	3.86%

Name	% of Net Assets
HDFC Bank Limited	1.16%
HDB Financial Services Limited	1.14%
Power Finance Corporation Limited	1.13%

Name	% of Net Assets
364 DAYS T-BILL 2024	1.32%
Axis Bank Limited	1.06%

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
Income distribution cum capital withdrawals (IDCW) declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's income distribution cum capital withdrawal (IDCW) plans.
Performance is always compared against the latest benchmark of the scheme irrespective of the date of change of scheme's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.
Tracking Difference is computed as the difference between the performance of the Scheme and its Benchmark in annualised term.
Tracking Difference shall be disclosed only if the Scheme has completed 1 year period.
Fund returns used for computation are net of TER and of Growth option and benchmark returns are of total return index.
For DSP NIFTY 1D Rate Liquid ETF, growth returns are computed based on IDCW plan assuming reinvestment of payouts but gross of statutory taxes & levies and net of TER.

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
Income distribution cum capital withdrawals (IDCW) declared from benchmark's constituents isn't taken into account when comparing with investment in fund's income distribution cum capital withdrawal (IDCW) plans.
Performance is always compared against the latest benchmark of the fund irrespective of the date of change of fund's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
Investment in gold has a strong global market demand and gold is highly liquid asset.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.
The comparison with PPF (and other traditional saving instruments/assets) has been given for the purpose of the general information only. Investments in mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns. Unlike traditional saving instruments there is no capital protection guarantee or assurance of any return in mutual fund investment. Traditional savings instruments are comparatively low risk products and are generally backed by the Government. Investment in mutual funds carries high risk as compared to the traditional saving instruments and any investment decision needs to be taken only after consulting the Tax Consultant or Mutual Fund Distributor.
Past performance may or may not sustain in future and should not be used as a basis for comparison with other investments. There is no assurance of any returns/capital protection/capital guarantee to the investors in any scheme of DSP Mutual Fund.
The sector(s)/stock(s)/issuer(s) mentioned in this document do not constitute any recommendation of the same and the Fund may or may not have any future position in these sector(s)/stock(s)/issuer(s).
The investment approach / framework/ strategy / portfolio / other data mentioned herein are dated and currently followed by the scheme and the same may change in future depending on market conditions and other factors.
The SIP returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and ?nal value and a series of cash in?ows and out?ows with the correct allowance for the time impact of the transactions. Load is not taken into consideration for computation of performance.

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DSP Equity Savings Fund

DSP Equity Savings Fund

This is a Hybrid, Equity Savings fund with Nifty Equity Savings Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Things to know before you invest

What is in DSP Equity Savings Fund?

Why should one invest in DSP Equity Savings Fund?

Who should invest in DSP Equity Savings Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Fund Documents

Products Offered

Product Information

For Investors

Other Information

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