Invest in DSP Equity & Bond Fund Regular Growth Online

DSP Equity & Bond Fund

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Total AUM

₹8,121.32 crores as of Aug 31, 2023

Age of Fund

24 years 3 months since May 27, 1999

Expense Ratio

1.79% as of Sep 22, 2023

Exit Load

NIL If the units re…

Ideal holding period

5 Years+

Holdings

as of Aug 31, 2023

Bajaj Finance Limited

6.08%

HDFC Bank Limited

4.61%

ICICI Bank Limited

3.66%

Apar Industries Limited

3.32%

Samvardhana Motherson International Limited

3.00%

Axis Bank Limited

2.78%

Avenue Supermarts Limited

2.71%

See all 56 holdings

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

What is in DSP Equity & Bond Fund?

DSP Equity & Bond fund invests in a good mix of equity & debt instruments, trying to deliver equity-like returns with a slightly lower risk profile.
The larger equity component (65% -75%) aims to help build wealth, while the debt allocation (25%-35%) aims to reduce the impact of market fluctuations.
The equity portion is well diversified across multiple sectors & different-sized companies while the debt portion is mostly in highly rated debt instruments with shorter term maturity profiles.
Among DSP's oldest hybrid funds with a 22 +year track record.

Why should one invest in DSP Equity & Bond Fund?

Experts suggest this is the simplest way to get the benefit of asset allocation with a balance of growth & stability orientation.
Offers the potential to grow your wealth over the long-term.
Lesser dradowns during falling markets due to the debt allocation.
Slightly lower impact of market fluctuations compared to pure equity funds.
Can help you beat the impact of rising prices over the long-term.
Can be a suitable choice for your core portfolio.

Who should invest in DSP Equity & Bond Fund?

Consider this fund if you
- Want to invest in the equity markets but don't know how to begin.
- Have the patience & mental resilience to remain invested for a decade or more.
- Recognize market falls as good opportunities to invest even more.
- Accept that equity investing means exposure to risk.
- Do not chase the highest possible returns at all times.

Rethink before you invest

DSP Equity & Bond Fund carries Very High Risk.
Expect short term return fluctuations, esp. during periods of market ups & downs.
The debt allocation in the portfolio does not remove risks altogether, it aims to reduce it.
In the past, there has been an occasion where this fund's NAV fell by 39% in 1 year.
Over any 3 year rolling time period, this fund gave negative returns 7% of the times.

Fund managers:

Atul Bhole

Managing this fund since June 2016 as a Co-Fund Manager.

See funds managed by him

See his investing philosophy

Managing this fund since June 2016 as a Co-Fund Manager.

See funds managed by him

See his investing philosophy

Dhaval Gada

Managing this fund since September 2022.

See funds managed by him

Managing this fund since September 2022.

See funds managed by him

Kedar Karnik

Managing this fund since July 2023.

See funds managed by him

Managing this fund since July 2023.

See funds managed by him

Atul R Bhole has over 10 Years of experience and joined DSP Mutual Funds in May 2016 as Vice President-Investments.
Atul previously worked with Tata Asset Management Ltd from Feb-07 till April-16 in the investment function. He worked as fund manager from April'11 onwards managing Tata Balanced Fund, Tata Midcap Growth Fund, Tata Equity P/E Fund along with few other funds. For the initial 4 years with Tata AMC, he worked as Equity Research Analyst covering IT, Telecom and BFSI sectors.
From Nov-06 to Feb-07, he worked with JP Morgan Services (India) Pvt. Ltd. as Equity Research Analyst assisting track telecom companies In APac region. Before that from Jun-05 to Oct-06, he was with State Bank of India in the Treasury Dept working as an equity research analyst.
Atul is a Chartered Accountant and has done MMS (Finance) from JBIMS, Mumbai and B.Com. from Mumbai University.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Dhaval has total work experience of over 13 years. He joined equity investment team of DSP Mutual Funds in Sept-2018 as Associate Vice President and was promoted to Vice President in Feb-2022. Dhaval has also worked with Sundaram Asset Management, Motilal Oswal Securities, Evalueserve, Morgan Stanley Advantage Services, Edelweiss Capital and Gridstone Research.
He has a Post Graduate Diploma in Management from Welingkar Institute of Management and holds a Bachelor of Commerce degree from Mumbai University.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Kedar joined DSP Mutual Funds from Axis Asset Management and has over 17 years of investment experience. He has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies. He has over a decade of investment experience. He has previously worked with HSBC Asset Management and CRISIL Ltd.

Note:
Mr. Kedar Karnik is managing DSP Arbitrage Fund with effect from June 16, 2020.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Portfolio

Prescribed asset allocation: 65% - 75% Equity Securities , 25% - 35% Fixed income securities (Debt, securitized debt and money market securities)

Current Allocation

as of Aug 31, 2023

Equity 73.68%
Debt / cash 26.45%

Equity
Debt / Cash

Top holdings

Bajaj Finance Limited

6.08%

HDFC Bank Limited

4.61%

ICICI Bank Limited

3.66%

Apar Industries Limited

3.32%

Samvardhana Motherson International Limited

3.00%

Allocation by Market Cap

Large Cap

52.60%

Mid Cap

28.20%

Small Cap

19.40%

Uncategorized

0.00%

Top Sectors

Banks

12.61%

Finance

11.36%

Auto Components

5.72%

Electrical Equipment

5.61%

Industrial Products

4.81%

See all 56 holdings

Top holdings

7.38% GOI 2027

5.65%

7.59% GOI 2026

3.45%

TREPS / Reverse Repo Investments / Corporate Debt Repo

2.07%

Small Industries Development Bank of India**

0.91%

HDFC Bank Limited**

0.83%

Cash & cash equivalents

-0.13%

Credit rating profile

SOV

44.10%

CRISIL AAA

34.80%

Cash & Equivalent

7.90%

ICRA AAA

6.50%

CRISIL AA+

4.40%

Instrument break-up

Bonds & NCDs

49.00%

Government Securities (Central/State)

43.20%

TREPS

7.80%

See all 48 holdings

Indicators

Yield to Maturity

7.48 %

Modified Duration

2.22 Years

Portfolio Macaulay Duration

2.35 Years

Average Maturity

2.89 Years

Portfolio turnover ratio

0.48 last 12 months

Portfolio turnover ratio - Directional Equity

0.22 last 12 months

Standard Deviation

11.44 %

Sharpe Ratio

0.95

Beta

1.10

R-Squared

85.53 %

Compare Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Fixed Deposit

vs Category

vs Benchmark

Historical Returns (As per SEBI format)as of with investment of₹10,000

	This fund		CRISIL Hybrid 35+65 - Aggressi… ^{^}		NIFTY 50 TRI ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

CRISIL Hybrid 35+65 - …

NIFTY 50 TRI

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested as

Invested Amount

₹

Invested period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: May 27, 1999.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Standard Benchmark

Scheme disclaimers

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities)
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Hybrid

Aggressive Hybrid

An open ended hybrid scheme investing predominantly in equity and equity related instruments

Riskometer

Level of Risk in the fund

View details

Minimum Investment

Rs. 100 Lumpsum
Rs. 100 SIP– 12 instalments
Rs. 100 Minimum Additional Purchase

Fund Documents

Fund presentation

KIM and Applications

Name	% of Net Assets
HDFC Bank Limited	4.61%
ICICI Bank Limited	3.66%
Axis Bank Limited	2.78%
AU Small Finance Bank Limited	1.08%
Equitas Small Finance Bank Limited	0.48%

Name	% of Net Assets
Bajaj Finance Limited	6.08%
Can Fin Homes Limited	1.37%
SBI Cards and Payment Services Limited	1.18%
Power Finance Corporation Limited	0.91%
Bajaj Finserv Limited	0.70%
REC Limited	0.60%
IIFL Finance Limited	0.52%

Name	% of Net Assets
Samvardhana Motherson International Limited	3.00%
Schaeffler India Limited	0.94%
Balkrishna Industries Limited	0.90%
UNO Minda Limited	0.88%

Name	% of Net Assets
Apar Industries Limited	3.32%
KEC International Limited	1.45%
CG Power and Industrial Solutions Limited	0.84%

Name	% of Net Assets
APL Apollo Tubes Limited	1.76%
Polycab India Limited	1.51%
AIA Engineering Limited	0.83%
Bharat Forge Limited	0.71%

Name	% of Net Assets
Infosys Limited	2.17%
Coforge Limited	1.08%
LTIMindtree Limited	0.58%
Tata Consultancy Services Limited	0.47%
HCL Technologies Limited	0.32%
SIP Technologies & Export Limited**	0.00%

Name	% of Net Assets
Century Plyboards (India) Limited	1.75%
Asian Paints Limited	1.11%
Havells India Limited	0.82%
Dixon Technologies (India) Limited	0.61%

Name	% of Net Assets
Alkem Laboratories Limited	1.39%
IPCA Laboratories Limited	0.58%
Dr. Reddy's Laboratories Limited	0.55%
Divi's Laboratories Limited	0.52%
Suven Pharmaceuticals Limited	0.38%

Name	% of Net Assets
Avenue Supermarts Limited	2.71%

Name	% of Net Assets
Gujarat Fluorochemicals Limited	1.98%
Atul Limited	0.61%

Name	% of Net Assets
Dalmia Bharat Limited	0.88%
JK Lakshmi Cement Limited	0.80%
JK Cement Limited	0.59%

Name	% of Net Assets
Tata Motors Limited	1.59%
Maruti Suzuki India Limited	0.61%

Name	% of Net Assets
Bharat Electronics Limited	2.09%

Name	% of Net Assets
Hindustan Unilever Limited	1.76%

Name	% of Net Assets
Engineers India Limited	1.02%
KNR Constructions Limited	0.65%

Name	% of Net Assets
Emami Limited	1.63%

Name	% of Net Assets
Ganesha Ecosphere Limited	1.19%

Name	% of Net Assets
Radico Khaitan Limited	1.08%

Name	% of Net Assets
ICICI Lombard General Insurance Company Limited	0.76%

Name	% of Net Assets
PI Industries Limited	0.66%

Name	% of Net Assets
PRUDENT CORPORATE ADVISORY SERVICES Limited	0.63%

Name	% of Net Assets
Small Industries Development Bank of India**	0.91%
HDFC Bank Limited**	0.83%
REC Limited**	0.64%
National Bank for Agriculture and Rural Development	0.64%
LIC Housing Finance Limited**	0.63%
Mahindra & Mahindra Financial Services Limited**	0.62%
HDFC Bank Limited**	0.62%
Small Industries Development Bank of India**	0.62%
REC Limited**	0.62%
HDFC Bank Limited**	0.62%
National Bank for Agriculture and Rural Development**	0.62%
National Bank for Agriculture and Rural Development**	0.54%
Indian Railway Finance Corporation Limited**	0.34%
Bharti Telecom Limited**	0.33%
National Bank for Agriculture and Rural Development**	0.32%
Muthoot Finance Limited**	0.32%
HDB Financial Services Limited**	0.32%
Power Finance Corporation Limited**	0.32%
Cholamandalam Investment and Finance Company Limited**	0.32%
Bajaj Housing Finance Limited	0.32%
Muthoot Finance Limited**	0.31%
Muthoot Finance Limited**	0.31%
National Bank for Agriculture and Rural Development**	0.31%
TATA CAPITAL LIMITED**	0.31%
Kotak Mahindra Prime Limited**	0.31%
Bajaj Finance Limited**	0.31%
Oil & Natural Gas Corporation Limited**	0.19%
REC Limited**	0.18%
Power Finance Corporation Limited**	0.13%
Power Grid Corporation of India Limited**	0.05%
Hindustan Petroleum Corporation Limited**	0.04%

Name

% of Net Assets

Small Industries Development Bank of India**

0.91%

HDFC Bank Limited**

0.83%

REC Limited**

0.64%

National Bank for Agriculture and Rural Development

0.64%

LIC Housing Finance Limited**

0.63%

Mahindra & Mahindra Financial Services Limited**

0.62%

HDFC Bank Limited**

0.62%

Small Industries Development Bank of India**

0.62%

REC Limited**

0.62%

HDFC Bank Limited**

0.62%

National Bank for Agriculture and Rural Development**

0.62%

National Bank for Agriculture and Rural Development**

0.54%

Indian Railway Finance Corporation Limited**

0.34%

Bharti Telecom Limited**

0.33%

National Bank for Agriculture and Rural Development**

0.32%

Muthoot Finance Limited**

0.32%

HDB Financial Services Limited**

0.32%

Power Finance Corporation Limited**

0.32%

Cholamandalam Investment and Finance Company Limited**

0.32%

Bajaj Housing Finance Limited

0.32%

Muthoot Finance Limited**

0.31%

Muthoot Finance Limited**

0.31%

National Bank for Agriculture and Rural Development**

0.31%

TATA CAPITAL LIMITED**

0.31%

Kotak Mahindra Prime Limited**

0.31%

Bajaj Finance Limited**

0.31%

Oil & Natural Gas Corporation Limited**

0.19%

REC Limited**

0.18%

Power Finance Corporation Limited**

0.13%

Power Grid Corporation of India Limited**

0.05%

Hindustan Petroleum Corporation Limited**

0.04%

Name	% of Net Assets
7.38% GOI 2027	5.65%
7.59% GOI 2026	3.45%
5.74% GOI 2026	0.57%
7.88% GOI FRB 2028	0.32%
7.17% GOI 2028	0.31%
0% GOI 2025	0.23%
0% GOI 2025	0.22%
5.63% GOI 2026	0.21%
0% GOI 2025	0.21%
5.39% Gujarat SDL 2024	0.06%
0% GOI 2026	0.06%
7.10% GOI 2029	0.06%
0% GOI 2026	0.05%
8.60% GOI 2028	0.02%
7.27% GOI 2026	*%
5.15% GOI 2025	0.00%

Name

% of Net Assets

7.38% GOI 2027

5.65%

7.59% GOI 2026

3.45%

5.74% GOI 2026

0.57%

7.88% GOI FRB 2028

0.32%

7.17% GOI 2028

0.31%

0% GOI 2025

0.23%

0% GOI 2025

0.22%

5.63% GOI 2026

0.21%

0% GOI 2025

0.21%

5.39% Gujarat SDL 2024

0.06%

0% GOI 2026

0.06%

7.10% GOI 2029

0.06%

0% GOI 2026

0.05%

8.60% GOI 2028

0.02%

7.27% GOI 2026

5.15% GOI 2025

0.00%

Name	% of Net Assets
TREPS / Reverse Repo Investments / Corporate Debt Repo	2.07%

Name

% of Net Assets

TREPS / Reverse Repo Investments / Corporate Debt Repo

2.07%

Email ID
Mobile no.

Email ID	ABH************[email protected]
Mobile no.	******6665

Email ID

ABH************[email protected]

Mobile no.

******6665

	Folio no.	Email ID	Mobile no.
	70****76	abh************[email protected]	******6665
	42***02	abh************[email protected]	******6665

Folio no.

Email ID

Mobile no.

70****76

abh************[email protected]

******6665

42***02

abh************[email protected]

******6665

DSP Equity & Bond Fund

DSP Equity & Bond Fund

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Things to know before you invest

What is in DSP Equity & Bond Fund?

Why should one invest in DSP Equity & Bond Fund?

Who should invest in DSP Equity & Bond Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

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DSP Equity & Bond Fund

DSP Equity & Bond Fund

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Things to know before you invest

What is in DSP Equity & Bond Fund?

Why should one invest in DSP Equity & Bond Fund?

Who should invest in DSP Equity & Bond Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

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