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DSP Dynamic Asset Allocation Fund

DSP Dynamic Asset Allocation Fund

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Benchmark: CRISIL Hybrid 50+50 - Moderate I info icon

1.05 lakh people have invested in this fund

View performance details

Return:

This fund

18.00%

CRISIL Hybrid 50+50 - Moderate I

14.30%

NIFTY 50 TRI

14.15%

Invested

Earning

This fund

18.00%

CRISIL Hybrid 50+50 - Moderate I

14.30%

NIFTY 50 TRI

14.15%

team 1.05 lakh people have invested in this fund as of

This is a Hybrid, Dynamic Asset Allocation fund with CRISIL Hybrid 50+50 - Moderate Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Total AUM

3,259.27 crores as of Sep 30, 2024

Age of Fund

10 years 8 months since Feb 06, 2014

Expense Ratio

1.93% as of Oct 11, 2024

Exit Load

NIL - If the units

Ideal holding period

5 Years+

Holdings

as of Sep 30, 2024

HDFC Bank Limited

2.34%

State Bank of India

2.01%

Infosys Limited

1.38%

NTPC Limited

1.35%

Hindustan Unilever Limited

1.34%

ICICI Bank Limited

1.25%

Bajaj Finance Limited

1.23%

Large Cap

73.50%

Small Cap

19.50%

Mid Cap

7.00%

Banks

18.70%

Finance

14.80%

It - Software

8.40%

Consumer Durables

7.30%

Diversified Fmcg

5.90%

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

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What is in DSP Dynamic Asset Allocation Fund?

  1. This smart rules-based fund (also called Balanced Advantage Fund by some) invests in a mix of equity & debt instruments.
  2. It responds to changing market conditions & adjusts the equity-debt balance dynamically.
  3. As the market starts rising & stock valuations turn frothy, it reduces equity exposure & when markets fall, it looks to increase equity exposure to follow the basic investment principle of 'buy low, sell high'.
  1. Offers smoother investment journey with debt allocation along with opportunity of growth by investing in equities.
  2. It tries to reduce the impact of market fluctuations in the portfolio.
  3. Potential capital preservation during falling markets through debt allocation.
  4. Removes hassle of asset allocation by investor in tax-efficient way.
  1. Consider this fund if you
    • Want to invest in the equity markets but don't know how to begin.
    • Believe that rules make life better & understand that an unemotional asset allocation strategy has more chances of success than market timing.
    • Get confused by the noise when markets fluctuate.
    • Have the patience & mental resilience to remain invested despite ups & downs.
    • Recognize market falls as good times to invest even more.
    • Recognize equity investing means exposure to risk.
    • Are not looking to chase the highest returns.
    • Can be used by investor who require periodic cashflow and capital growth. This can be done using SWP.
  1. Dynamic Asset Allocation Fund carries Very High Risk.
  2. Dynamic asset allocation will not remove the risks arising from market falls altogether, it aims to reduce the impact & smoothen your journey.
  3. This fund will not help you time the markets.
  4. This fund may under-perform the equity market during sudden bull-runs.

Fund managers:

Rohit Singhania

Rohit Singhania

Total work experience of 24 years. Managing this fund since November 2023.
Total work experience of 24 years. Managing this fund since November 2023.

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Dhaval Gada

Dhaval Gada

Total work experience of 14 years. Managing this fund since September 2022.
Total work experience of 14 years. Managing this fund since September 2022.

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Kaivalya Nadkarni

Kaivalya Nadkarni

Total work experience of 6 years. Managing this fund since October 2024.
Total work experience of 6 years. Managing this fund since October 2024.

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Laukik Bagwe

Laukik Bagwe

Total work experience of 24 years. Managing this fund since July 2021.
Total work experience of 24 years. Managing this fund since July 2021.

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Portfolio

Prescribed asset allocation: 65% - 100% Equity & Equity related instruments including derivatives , 0% - 35% Debt and money market instruments

Current Allocation

as of Sep 30, 2024

Top holdings

HDFC Bank Limited

2.34%

State Bank of India

2.01%

Infosys Limited

1.38%

NTPC Limited

1.35%

Hindustan Unilever Limited

1.34%

Allocation by Market Cap

Large Cap

73.50%

Small Cap

19.50%

Mid Cap

7.00%

Top Sectors

Arbitrage (cash Long)

35.63%

Banks

5.60%

Finance

4.43%

It - Software

2.52%

Consumer Durables

2.18%

Top holdings

No Data to display

Top holdings

7.32% GOI 2030

3.41%

7.38% GOI 2027

3.19%

TREPS / Reverse Repo Investments

1.97%

7.06% GOI 2028

1.92%

7.17% GOI 2030

1.62%

Cash & cash equivalents

1.27%

Credit rating profile

SOV

37.70%

CRISIL AAA

36.00%

CRISIL AA+

7.20%

Cash & Equivalent

6.00%

ICRA AA+

4.80%

Instrument break-up

Bonds & NCDs

51.10%

Government Securities (Central/State)

35.50%

TREPS

5.90%

Money market instruments

4.60%

Securitized Debt Instruments

3.00%


Indicators

Yield to Maturity

7.35 %

Modified Duration

2.66 Years

Portfolio Macaulay Duration

2.80 Years

Average Maturity

3.63 Years

Portfolio turnover ratio

5.02 last 12 months

Portfolio turnover ratio - Directional Equity

0.39 last 12 months

Compare Performance

Performance highlights over last

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investment

Cumulative returns on

Annual returns

Current value

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Max CAGR:

Good Returns

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  • Historical Returns (As per SEBI format)as of with investment of10,000

This fund CRISIL Hybrid 50+50 - Moderate ^ NIFTY 50 TRI #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

CRISIL Hybrid 50+50 -

NIFTY 50 TRI

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Feb 06, 2014.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Additional Benchmark

Fund Details

Fund Details

Investment Objective

The investment objective of the Scheme is to seek capital appreciation by dynamically managing the asset allocation between equity and debt securities.
The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in debt securities, arbitrage and other derivative strategies.
However, there can be no assurance that the investment objective of the scheme will be achieved.

Fund Type

Hybrid
Dynamic Asset Allocation

An open ended dynamic asset allocation fund

Riskometer

Level of Risk in the fund

View details
Riskometer

Minimum Investment

Rs.  100 Lumpsum
Rs.  100 SIP– 12 instalments
Rs.  100 Minimum Additional Purchase

DSP Mutual Fund and its schemes are not registered in any jurisdiction, except the Schemes viz. DSP Equity Opportunities Fund and DSP Dynamic Asset Allocation Fund, which are registered with the Securities and Commodities Authority (?the SCA?) in the United Arab Emirates (UAE). The distribution of the Schemes in UAE would be undertaken by Barjeel Geojit Securities LLC, which is a licensed local distributor registered with SCA. The distribution of this material in certain jurisdictions may be restricted or subject to registration requirements and, accordingly, persons who come into possession of this material in such jurisdictions are required to inform themselves about, and to observe, any such restrictions.
The construct of DSP Dynamic Asset Allocation Fund (?scheme?) is to dynamically manage the asset allocation of the Scheme based on a model.

team 1.05 lakh peoplehave invested in this fund as of