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DSP Nifty 50 Index Fund

DSP Nifty 50 Index Fund

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Benchmark: NIFTY 50 TRI info icon

46.21K people have invested in this fund

View performance details

Return:

This fund

18.00%

NIFTY 50 TRI

14.30%

NIFTY 50 TRI

14.15%

Invested

Earning

This fund

18.00%

NIFTY 50 TRI

14.30%

NIFTY 50 TRI

14.15%

team 46.21K people have invested in this fund as of

This is an Index fund with NIFTY 50 TRI as its benchmark. The risk level for this fund is categorized as Very High Risk.

Total AUM

642.7 crores as of Oct 31, 2024

Age of Fund

5 years 9 months since Feb 21, 2019

Expense Ratio

0.31% as of Dec 04, 2024

Exit Load

Nil  

Ideal holding period

10 Years+

Holdings

as of Oct 31, 2024

HDFC Bank Limited

12.10%

ICICI Bank Limited

8.37%

Reliance Industries Limited

8.30%

Infosys Limited

5.81%

ITC Limited

4.18%

Bharti Airtel Limited

3.97%

Larsen & Toubro Limited

3.92%

Large Cap

99.70%

Banks

29.40%

It - Software

12.90%

Petroleum Products

8.90%

Automobiles

7.40%

Diversified Fmcg

6.30%

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

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What is in DSP Nifty 50 Index Fund?

  1. This is an index fund that replicates the Nifty 50 TR Index - same stocks, same weights.
  2. By matching the Nifty 50 TR Index, it allows you to invest in India's top 50 companies.
  3. The portfolio is rebalanced semi-annually to adjust for any stock additions or subtractions to the Index.
  1. Aim to build wealth by investing conveniently in the top 50 Indian companies.
  2. Affordable way to buy the top 50 Indian stocks (buying just 1 share of each stock in Nifty 50 TRI can cost you more than Rs 1 lakh!).
  3. Relatively low-cost, with a comparatively lower expense ratio than active large-cap funds.
  4. Can help you beat the impact of rising prices over the long-term.
  5. Since the fund only replicates an index & does not have an 'active' fund manager, it carries no human decision-making bias.
  6. In era where large-cap funds are under-performing benchmark, this fund can be well-poised.
  1. Consider this fund if you
    • Are a first-timer or a relatively new equity market investor.
    • Are happy with returns that 'match the market.
    • Value low-cost, passive investing.
    • Have the patience & mental resilience to remain invested for a decade or more.
    • Accept that equity investing means exposure to risk.
    • Do not chase funds which has highest out-performance.
  1. Nifty 50 Index fund carries Very High Risk.
  2. Expect short term return fluctuations, especially during periods of market ups & downs.
  3. Even though fund invests in Index, its subject to Equity risk. There can be temporary period of high draw-downs.
  4. Returns of the fund will be lower than index returns due to expense ratio & tracking error.

Fund managers:

Anil Ghelani

Anil Ghelani

Total work experience of 26 years. Managing this fund since July 2019
Total work experience of 26 years. Managing this fund since July 2019

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Diipesh Shah

Diipesh Shah

Total work experience of 23 years. Managing this fund since November 2020.
Total work experience of 23 years. Managing this fund since November 2020.

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Portfolio

Prescribed asset allocation: 95% - 100% Equity and equity related securities covered by Nifty 50 Index , 0% - 5% *Debt and Money Market Securities

Current Allocation

as of Oct 31, 2024

Top holdings

HDFC Bank Limited

12.10%

ICICI Bank Limited

8.37%

Reliance Industries Limited

8.30%

Infosys Limited

5.81%

ITC Limited

4.18%

Allocation by Market Cap

Large Cap

99.70%

Top Sectors

Banks

29.39%

It - Software

12.91%

Petroleum Products

8.85%

Automobiles

7.41%

Diversified Fmcg

6.25%

Top holdings

No Data to display

Top holdings

TREPS / Reverse Repo Investments

0.11%

Cash & cash equivalents

-0.01%

Credit rating profile

Cash & Equivalent

90.90%

Instrument break-up

TREPS

100.00%


Indicators

Portfolio turnover ratio

0.10 last 12 months

Standard Deviation

12.89 %

Sharpe Ratio

0.41

Beta

1.00

R-Squared

100.00 %

Tracking Error

0.05 %

Tracking Error (Abs.)

0.003 %

Compare Performance

Performance highlights over last

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Cumulative returns on

Annual returns

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Min CAGR:
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Max CAGR:

Good Returns

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Negative Returns

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vs Category

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vs Benchmark

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  • Historical Returns (As per SEBI format)as of with investment of10,000

This fund NIFTY 50 TRI ^ NIFTY 50 TRI # Tracking difference
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

NIFTY 50 TRI

NIFTY 50 TRI

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Feb 21, 2019.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Additional Benchmark

Fund Details

Fund Details

Investment Objective

To invest in companies which are constituents of NIFTY 50 Index (underlying Index) in the same proportion as in the index and seeks to generate returns that are commensurate (before fees and expenses) with the performance of the underlying Index, "subject to tracking error"
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Index Fund

An open ended scheme replicating/tracking NIFTY 50 Index.

Riskometer

Level of Risk in the fund

View details
Riskometer

Minimum Investment

Rs.  100 Lumpsum
Rs.  100 SIP– 12 instalments
Rs.  100 Minimum Additional Purchase

FAQs

FAQs

Index funds are passive mutual fund schemes that track a market benchmark index. The Nifty 50 Index Fund tracks the Nifty 50 Index, which includes the 50 largest companies by market capitalization in India. Unlike actively managed mutual funds, index funds don't aim to beat the benchmark; they simply mirror its performance. The Total Expense Ratio (TER) for index funds is lower than that of actively managed funds. They offer benefits and convenience of open-ended mutual fund schemes. Nifty 50 Index Funds provide a straightforward and cost-effective way to invest in Indian equities.

The DSP Nifty 50 Index Fund tracks the Nifty 50 TRI, an index of the 50 largest stocks by market cap. The weight of each stock in the Nifty 50 Index Fund matches its weight in the Nifty 50 Index. For example, if a stock has a 5% weight in the Nifty 50 Index, it will have the same weight in the Nifty 50 Index Fund.

Actively managed equity funds carry unsystematic risks because fund managers may be overweight or underweight on certain stocks compared to the benchmark index. Index funds avoid these risks because they match the weights of the underlying stocks with the index. As a result, index funds have lower risk compared to active funds and are subject to market risks.

Because index funds simply track a market index, they require less effort in fund management and research. Therefore, the Total Expense Ratio (TER) is relatively lower than that of actively managed mutual funds. Lower costs benefit index funds over the long term.

Consider investing in the DSP Nifty 50 Index Fund if you:

  • Seek capital appreciation over long-term investments.
  • Prefer passive investing and are content with returns that match the market.
  • Have a minimum 5-year investment horizon.
  • Have a high to very high risk appetite.
  • Are a first-time investor looking for a simple approach to equity markets.

Consult with your financial advisor or mutual fund distributor to see if the DSP Nifty 50 Index Fund fits your investment needs.

Click the green INVEST button on the left side of the webpage (Click here). If you're already a DSP Mutual Fund investor, you can start investing right away. New to DSP Mutual Funds? Create a portfolio by filling out the necessary details. If you're new to mutual funds, complete the KYC requirements. Follow the on-screen instructions to get started. You can also invest in the DSP Nifty 50 Index Fund through your mutual fund distributor.

Returns from the Nifty 50 Index Fund can vary widely due to market conditions and economic factors. Historically, equity as an asset class has the potential to deliver relatively better returns compared to other asset classes. Since the Nifty 50 Index Fund invests in the largest companies in India, it tends to be less volatile than funds investing in the broader market, such as midcap or small-cap funds. However, the Nifty 50 Index Fund can be volatile in the short term, so investors should have long-term horizons.

Check the past performance of the DSP Nifty 50 Index Fund by visiting the performance section. View both lump sum and SIP returns and see how the fund has performed against its benchmark index (Nifty 50 TRI) over the last 1, 3, 5 years, and since inception. Always evaluate an equity index fund's performance over long periods.

Your investment amount depends on:

  • Financial goals: What are your financial goals? How much do you need to invest to achieve them based on your expectations.
  • Asset allocation: What's your risk appetite. How should you allocate your assets (e.g., equity, debt, large cap, midcap)? Consult your financial advisor if you need help understanding your risk appetite and asset allocation. Large caps are defined as top 100 stocks on market capitalization, mid caps as 101-250 small caps as 251 and above.
  • Lump sum or SIP: Lump sum investments require a larger initial amount. With a Systematic Investment Plan (SIP), you can start investing regularly over a long period. Take advantage of market corrections by investing lump sums strategically.

The ideal investment duration in a Nifty 50 Index Fund depends on your financial goals and risk tolerance. Since this is an equity-oriented Index scheme, plan to stay invested for at least 5 years. Over a long period, investments can recover from market corrections and can possibly benefit from the power of compounding.

team 46.21K peoplehave invested in this fund as of