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DSP Short Term Fund

DSP Short Term Fund

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Benchmark: CRISIL Short Duration Debt A-II info icon

32.87K people have invested in this fund

View performance details

Return:

This fund

18.00%

CRISIL Short Duration Debt A-II

14.30%

CRISIL 10 Year Gilt Index

14.15%

Invested

Earning

This fund

18.00%

CRISIL Short Duration Debt A-II

14.30%

CRISIL 10 Year Gilt Index

14.15%

team 32.87K people have invested in this fund as of

This is a Debt Short-term, Short Duration fund with CRISIL Short Duration Debt A-II Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Total AUM

2,809.47 crores as of Jun 30, 2024

Age of Fund

21 years 10 months since Sep 09, 2002

Expense Ratio

0.93% as of Jul 12, 2024

Exit Load

Nil  

Ideal holding period

1 Year+

Rolling Returns

Bars show distribution of returns in given range for selected time period

View performance details

Things to know before you invest

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What is in DSP Short Term Fund?

  1. DSP Short Term fund invests in high quality debt securities, primarily AAA rated corporate bonds & sovereign (government) bonds & can invest up to 20% in AA+ rated instruments.
  2. Fund will maintain a 1-3 year duration.
  3. It is one of DSP's oldest debt funds with a 19 year+ track record.
  1. Aim to earn consistent investment income.
  2. Can be a credible alternative to a 3-year bank FD.
  3. Active management can aid in generating alpha over FDs.
  1. Consider this fund if you
    • Value stability & consistency of returns.
    • Don't want to take a high level of credit or interest rate risk.
    • Are looking to reduce the overall risk level of your portfolio.
    • Don?t have any investment horizon.
  1. Short Term Fund carries Moderate Risk.
  2. Even though this is a debt scheme, in rare circumstances, investment losses may be possible.
  3. This is not an equity-oriented fund, so do not expect very high returns.

Fund managers:

Laukik Bagwe

Laukik Bagwe

Total work experience of 23 years. Managing this fund since July 2016.
Total work experience of 23 years. Managing this fund since July 2016.

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Sandeep Yadav

Sandeep Yadav

Total work experience of 21 years. Managing this fund since March 2022.
Total work experience of 21 years. Managing this fund since March 2022.

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Portfolio

Prescribed asset allocation: 0% - 100% *Debt and Money Market Securities
*Debt securities may include securitised debts up to 50% of the net assets.

Current Allocation

as of Jun 30, 2024

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

No Data to display

Top holdings

7.37% GOI 2028

11.88%

7.02% GOI 2031

7.14%

7.10% GOI 2034

4.91%

7.10% GOI 2029

4.53%

Titan Company Limited

3.74%

Cash & cash equivalents

1.88%

Credit rating profile

SOV

38.30%

CRISIL AAA

33.90%

CRISIL AA+

8.80%

ICRA AAA

6.10%

ICRA AA+

3.80%

Instrument break-up

Bonds & NCDs

54.90%

Government Securities (Central/State)

38.30%

Money market instruments

6.20%

Mutual-funds

0.30%

TREPS

0.20%


Indicators

Yield to Maturity

7.65 %

Modified Duration

2.70 Years

Portfolio Macaulay Duration

2.85 Years

Average Maturity

3.50 Years

Compare Performance

Performance highlights over last

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investment

Cumulative returns on

Annual returns

Current value

Min CAGR:
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Good Returns

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vs Benchmark

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  • Historical Returns (As per SEBI format)as of with investment of10,000

This fund CRISIL Short Duration Debt A-I ^ CRISIL 10 Year Gilt In #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

CRISIL Short Duration

CRISIL 10 Year Gilt In

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Sep 09, 2002.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Additional Benchmark

Fund Details

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Debt – Short-term
Short Duration Fund

An open ended short term debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 1 year and 3 years (please refer page no. 19 under the section 'Where will the Scheme invest?' for details on Macaulay's Duration).
A moderate interest rate risk and relatively low credit risk.

Riskometer

Level of Risk in the fund

View details

Potential Risk Class Matrix : A-II

A-II is the potential risk class matrix of DSP Short Term Fund based on interest rate & credit risk.

Minimum Investment

Rs.  100 Lumpsum
Rs.  100 SIP– 12 instalments
Rs.  100 Minimum Additional Purchase

team 32.87K peoplehave invested in this fund as of