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DSP Liquidity Fund

DSP Liquidity Fund

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Benchmark: CRISIL Liquid Debt B-I Index info icon

1.53 lakh people have invested in this fund

View performance details

Return:

This fund

18.00%

CRISIL Liquid Debt B-I Index

14.30%

CRISIL 1 Year T-Bill Index

14.15%

Invested

Earning

This fund

18.00%

CRISIL Liquid Debt B-I Index

14.30%

CRISIL 1 Year T-Bill Index

14.15%

team 1.53 lakh people have invested in this fund as of

This is a Debt Short-term, Liquid fund with CRISIL Liquid Debt B-I Index as its benchmark. The risk level for this fund is categorized as Low to Moderate Risk.

Total AUM

11,703.79 crores as of Jan 31, 2024

Age of Fund

25 years 11 months since Mar 11, 1998

Expense Ratio

0.23% as of Feb 28, 2024

Exit Load

0.0070% If redeemed

Ideal holding period

3 Months+

Rolling Returns

Bars show distribution of returns in given range for selected time period

View performance details

Things to know before you invest

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What is in DSP Liquidity Fund?

  1. This fund invests in high quality debt securities.
  2. Invested instruments have upto 91-day maturity.
  3. One of DSP's oldest debt funds with a 23 +year track record.
  1. Suitable to invest 'idle' money or money earmarked for emergencies for a short time.
  2. Can be a good vehicle to park money temporarily, while you systematically transfer or switch into equity funds over time.
  3. Easier liquidity (ability to withdraw capital) vs bank FDs.
  4. Low credit risk and interest rate risk.
  5. Can be an alternative to Bank Savings Account.
  1. Consider this fund if you
    • Are a relatively new debt market investor.
    • Want to park money for a very short period of time & may need to withdraw suddenly.
    • Have a very low tolerance for risk.
  1. This scheme carries Low to Moderate Risk.
  2. Though fund may have lower credit & interest rate risk, it also mean that returns of the fund will be lower.

Fund managers:

Kedar Karnik

Kedar Karnik

Total work experience of 18 years. Managing this fund since July 2016.
Total work experience of 18 years. Managing this fund since July 2016.

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Karan Mundhra

Karan Mundhra

Total work experience of 16 years. Managing this fund since May 2021.
Total work experience of 16 years. Managing this fund since May 2021.

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Portfolio

Prescribed asset allocation: 80% - 100% Money market securities and/or Debt securities with maturity of 91 day

Current Allocation

as of Jan 31, 2024

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

91 DAYS T-BILL 2024

3.37%

364 DAYS T-BILL 2024

3.06%

364 DAYS T-BILL 2024

2.55%

Canara Bank

2.54%

Punjab National Bank

2.54%

Cash & cash equivalents

0.02%

Credit rating profile

CRISIL A1+

64.80%

SOV

21.30%

ICRA A1+

9.30%

IND A1+

2.70%

ICRA AAA

2.40%

Instrument break-up

Money market instruments

98.20%

Bonds & NCDs

3.70%

Mutual-funds

0.20%


Indicators

Yield to Maturity

7.50 %

Modified Duration

0.10 Years

Portfolio Macaulay Duration

0.11 Years

Average Maturity

0.12 Years

Compare Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:
MedianCAGR:
Max CAGR:

Good Returns

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Negative Returns

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vs Fixed Deposit

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vs Category

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vs Benchmark

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  • Historical Returns (As per SEBI format)as of with investment of10,000

This fund CRISIL Liquid Debt B-I Index ^ CRISIL 1 Year T-Bill I #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

CRISIL Liquid Debt B-I

CRISIL 1 Year T-Bill I

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Mar 11, 1998.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Standard Benchmark

Fund Details

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Debt – Short-term
Liquid Fund

An open ended liquid scheme.
A relatively low interest rate risk and moderate credit risk.

Riskometer

Level of Risk in the fund

View details

Potential Risk Class Matrix : B-I

B-I is the potential risk class matrix of DSP Liquidity Fund based on interest rate & credit risk.

Minimum Investment

Rs.  100 Lumpsum
Rs.  100 SIP– 12 instalments
Rs.  100 Minimum Additional Purchase

team 1.53 lakh peoplehave invested in this fund as of