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DSP Gilt Fund

DSP Gilt Fund

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Benchmark: Crisil Dynamic Gilt Index info icon

41.41K people have invested in this fund

View performance details

Return:

This fund

18.00%

Crisil Dynamic Gilt Index

14.30%

CRISIL 10 Year Gilt Index

14.15%

Invested

Earning

This fund

18.00%

Crisil Dynamic Gilt Index

14.30%

CRISIL 10 Year Gilt Index

14.15%

team 41.41K people have invested in this fund as of

This is a Debt Government Securities, Gilt fund with Crisil Dynamic Gilt Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Total AUM

755.19 crores as of Mar 31, 2024

Age of Fund

11 years 3 months since Jan 01, 2013

Expense Ratio

0.58% as of Apr 16, 2024

Exit Load

Nil  

Ideal holding period

3 Years+

Rolling Returns

Bars show distribution of returns in given range for selected time period

View performance details

Things to know before you invest

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What is in DSP Gilt Fund?

  1. DSP Gilt Fund invests in debt securities issued by the Government of India, with a portfolio duration of 1-10 years.
  2. It invests 100% in sovereign debt (the highest quality debt securities available in the Indian market, considered to be safe havens even during periods of economic turmoil as they carry little risk of default).
  3. It is a highly liquid portfolio with actively managed portfolio duration based on future interest rate movement predictions (lower duration in rising interest rates market and vice versa).
  4. One of DSP's oldest debt funds with a 22 +years track record.
  1. This is a quality debt fund, since the entire portfolio is made of government-backed securities.
  2. Can help you navigate rising or falling interest rate scenarios.
  3. Earn potentially better returns than bank FDs.
  4. Suitable for long term & relatively safe debt allocation for a 5 year+ investment horizon.
  1. Consider this fund if you
    • Prefer the stability of the debt market but are okay to expose yourself to interest rate risk.
    • Understand and trust the fund manager's ability to judge the direction of interest rates.
    • Don't want to expose yourself to credit risk.
    • Understand the basics of debt investing.
  1. Gilt fund carries Moderate Risk.
  2. Even though this is a debt scheme, in rare circumstances, investment losses may be possible.
  3. Fund can have temporary under-performance in scenario of FM call not playing out.
  4. This is not an equity-oriented fund, so do not expect very high returns.

Fund managers:

Shantanu Godambe

Shantanu Godambe

Total work experience of 16 years. Managing this fund since June 2023.
Total work experience of 16 years. Managing this fund since June 2023.

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Portfolio

Prescribed asset allocation: 80% - 100% Government Securities , 0% - 20% Cash and Cash Equivalents

Current Allocation

as of Mar 31, 2024

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

7.30% GOI 2053

35.20%

7.18% GOI 2037

31.77%

7.25% GOI 2063

15.78%

7.45% Maharashtra SDL 2038

13.37%

TREPS / Reverse Repo Investments / Corporate Debt Repo

2.22%

Cash & cash equivalents

0.33%

Credit rating profile

SOV

97.90%

Cash & Equivalent

2.20%

Instrument break-up

Government Securities (Central/State)

97.80%

TREPS

2.20%


Indicators

Yield to Maturity

7.27 %

Modified Duration

9.93 Years

Portfolio Macaulay Duration

10.59 Years

Average Maturity

22.76 Years

Compare Performance

Performance highlights over last

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  • Historical Returns (As per SEBI format)as of with investment of10,000

This fund Crisil Dynamic Gilt Index ^ CRISIL 10 Year Gilt In #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

Crisil Dynamic Gilt In

CRISIL 10 Year Gilt In

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Jan 01, 2013.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Standard Benchmark

Fund Details

Fund Details

Investment Objective

The primary objective of the Scheme is to generate income through investment in securities issued by Central and/or State Government of various maturities.
There is no assurance that the investment objective of the Schemes will be realized.

Fund Type

Debt – Government Securities
Gilt Fund

An open ended debt scheme investing in government securities across maturity.
A relatively high interest rate risk and relatively low credit risk.

Riskometer

Level of Risk in the fund

View details

Potential Risk Class Matrix : A-III

A-III is the potential risk class matrix of DSP Gilt Fund based on interest rate & credit risk.

Minimum Investment

Rs.  100 Lumpsum
Rs.  100 SIP– 12 instalments
Rs.  100 Minimum Additional Purchase

team 41.41K peoplehave invested in this fund as of