Invest in DSP Corporate Bond Fund Regular Growth Online

DSP Corporate Bond Fund

Total AUM

₹2,676.77 crores
as of Sep 30, 2025

Age of Fund

7 years 1 month since Sep 10, 2018

Expense Ratio

0.54%
as of Oct 30, 2025

Exit Load

Nil

Ideal holding period

3 Years+

Portfolio as of Sep 30, 2025

Debt 99.7%
Others 0.3%

Indian (99.7%)

Credit rating profile	Weight %
SOVEREIGN	14.9 %
AAA	84.2 %
Cash & Equivalent	0.7 %

Instrument break-up	Weight %
Bonds & NCDs	84.2 %
Government Securities (Central/State)	14.9 %
TREPS	0.6 %

Holdings	Weight %
7.38% GOI 2027	13.9 %
Indian Oil Corporation Limited	6.8 %
LIC Housing Finance Limited	5.8 %
National Bank for Agriculture and Rural Development	5.0 %
REC Limited	3.3 %
Indian Railway Finance Corporation Limited	3.3 %
Power Grid Corporation of India Limited	3.3 %
Sundaram Finance Limited	3.0 %
Power Finance Corporation Limited	3.0 %
Bajaj Finance Limited	2.9 %
Bajaj Finance Limited	2.9 %
REC Limited	2.9 %
Bajaj Housing Finance Limited	2.9 %
Jamnagar Utilities & Power Private Limited	2.8 %
Indian Railway Finance Corporation Limited	2.0 %
Sikka Ports & Terminals Limited	2.0 %
Small Industries Development Bank of India	2.0 %
National Bank for Agriculture and Rural Development	2.0 %
Indian Railway Finance Corporation Limited	2.0 %
NIIF Infrastructure Finance Limited	2.0 %
Power Finance Corporation Limited	1.9 %
Export-Import Bank of India	1.9 %
Tata Capital Housing Finance Limited	1.9 %
Sikka Ports & Terminals Limited	1.6 %
Power Finance Corporation Limited	1.5 %
Nuclear Power Corporation Of India Limited	1.4 %
Power Grid Corporation of India Limited	1.3 %
Bajaj Finance Limited	1.1 %
Small Industries Development Bank of India	1.0 %
Kotak Mahindra Prime Limited	1.0 %
Mahindra & Mahindra Financial Services Limited	1.0 %
Small Industries Development Bank of India	1.0 %
REC Limited	1.0 %
Tata Capital Limited	1.0 %
Small Industries Development Bank of India	1.0 %
Tata Capital Limited	1.0 %
7.02% GOI 2027	1.0 %
Grasim Industries Limited	1.0 %
Sundaram Finance Limited	1.0 %
Power Finance Corporation Limited	0.8 %
TREPS / Reverse Repo Investments	0.6 %
ICICI Home Finance Company Limited	0.6 %
LIC Housing Finance Limited	0.4 %
Cash & cash equivalents	0.0 %
View All Holdings	99.7 %50.3 %

Holdings	Weight %
SBI Funds Management Pvt Ltd/Fund Parent	0.3 %
	0.3 %

Indicators

Yield to Maturity

6.58 %

Modified Duration

1.32 Years

Portfolio Macaulay Duration

1.40 Years

Average Maturity

1.47 Years

Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Fixed Deposit

vs Category

vs Benchmark

Historical Returns (As per SEBI format)as of with investment of₹10,000

	This fund		CRISIL Corporate Debt A-II Ind… ^{^}		CRISIL 10 Year Gilt In… ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	Face Value	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

CRISIL Corporate Debt …

CRISIL 10 Year Gilt In…

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested Amount

₹

Rolling period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: Sep 10, 2018.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

Pursuant to payments of Income Distribution cum Capital Withdrawal, the NAV of the IDCW option(s) of Schemes would fall to the extent of payout, and statutory levy, if any.

^ Fund Benchmark # Additional Benchmark

Scheme disclaimers

Fund Details

Things to know before you invest

What is in DSP Corporate Bond Fund?

DSP Corporate Bond fund invests primarily in high-quality corporate debt securities rated AAA.
It is run as a 'roll down' strategy (tenure depends on market yields & expectations from the interest rate cycle). This means the fund maturity reduces with time and at the end of the designated roll-down period, its maturity profile gets reset and again reduces with time.
Current roll-down will get reset in Year 2027.

Why should one invest in DSP Corporate Bond Fund?

Roll down fund can help in providing visibility of returns over period of roll-down.
Reducing duration also reduces interest rate risk every passing month.
A credible alternative to a 3-year+ bank FD.

Who should invest in DSP Corporate Bond Fund?

Consider this fund if you
- Are a relatively new debt market investor.
- Value stability & consistency of returns.
- Don't want to take a high level of credit or interest rate risk.
- Are looking to reduce the overall risk level of your portfolio.
- Understand the basics of debt investing.

Rethink before you invest

Corporate Bond Fund carries Moderate Risk.
Corporate bonds may outperform government bonds when the economy is doing well but may underperform when the economy is slowing down as in such times, relatively 'safer' instruments are preferred.
This is not an equity-oriented fund, so do not expect very high returns.

Fund managers:

Shantanu Godambe

Total work experience of 18 years. Managing this fund since July 2023.

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Total work experience of 18 years. Managing this fund since July 2023.

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Vivek Ramakrishnan

Total work experience of 30 years. Managing this fund since July 2021.

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Total work experience of 30 years. Managing this fund since July 2021.

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Shantanu has a total work experience of over 16 years. He joined DSP Asset Managers in March 2023 as Vice President in the Fixed Income Team. Shantanu has also worked with Yes Bank Ltd. as a Rates Trader. He has cleared the CFA from the CFA Institute, holds an M.S. (Finance) from ICFAI University, and a B.Com. from Mumbai University.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Vivek has diversified experience in credit analysis and banking spanning over two decades. He started his career in finance with CRISIL as a Credit Analyst in 1995, and moved on to ICICI Prudential Mutual Fund in 2001, where he worked as a Credit Analyst and Fund Manager. Thereafter, Vivek joined Standard Chartered Bank in 2004, where he worked in multiple roles during his 15-year stint, which included Research (Head ? Fixed Income Credit Analysis, where he covered USD bonds for Asian issuers), Capital Markets, and Relationship Management. In his last assignment with the Bank, he was working as an Executive Director and Head ? Finance Companies. He joined DSP Mutual Fund as Vice President, Investments in October 2019. Vivek holds a Ph.D. and a Master of Science in Materials Science from the University of Southern California, and a B.Tech. from the Indian Institute of Technology, Madras.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Investment Objective

The primary investment objective of the Scheme is to seek to generate regular income and capital appreciation commensurate with risk from a portfolio predominantly investing in corporate debt securities across maturities which are rated AA+ and above, in addition to debt instruments issued by central and state governments and money market securities.
There is no assurance that the investment objective of the Scheme will be realized

Fund Type

Debt – Income

Corporate Bond Fund

An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds.
A relatively high interest rate risk and moderate credit risk.

Riskometer

Level of Risk in the fund

View details

Potential Risk Class Matrix : B-III

B-III is the potential risk class matrix of DSP Corporate Bond Fund based on interest rate & credit risk.

Minimum Investment

Lumpsum ₹ 100
SIP ₹ 100 (12 instalments)
Additional purchase ₹ 100

Tax Implications (Applies to redemptions or transfers made on or after April 1, 2025)

Taxation category - Specified Mutual Fund Sub Category - Unlisted Debt schemes

Holding period	Capital gain type	Applicable tax rate
Not Applicable	Long term	Not Applicable
Not Applicable	Short term	Applicable Rate

Mutual fund taxation is based on the fund’s taxation category, sub-category, and holding period. The applicable tax rates are subject to prevailing tax laws, including surcharges, cess, and exemptions. Please consult a tax advisor for personalized guidance. View detailed tax guide