DSP Bond Fund

Investors can consider the following factors before investing in DSP Bond Fund: (a) DSP Bond Fund is a Debt Mutual Fund, (b) it comes with an expense ratio that reflects the cost of managing the fund,(c) within the Debt Mutual Fund category the DSP Bond Fund comes under the sub-category of Medium Duration Funds, (d) the DSP Bond Fund under normal circumstances invests in debt and money market securities and the portfolio of the fund will have Macaulay Duration between three and four years, (e) the fund has invested in the past in: (i) bonds issued by central government, (ii) debentures issued by corporations, (iii) money market instrument, (iv) reverse repo investments, and (v) mutual funds, (f) the fund is benchmarked against CRISIL Medium Duration Debt A-III Index, (g) the primary investment objective of the DSP Bond Fund is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of high quality debt securities, predominantly of issuers domiciled in India) As a secondary objective, the DSP Bond Fund will seek capital appreciation. The DSP Bond Fund will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be achieved.

There are two major ways to invest in the DSP Bond Fund. One way is to invest through the website of DSP Mutual Fund. The second way is to invest is through a SEBI registered market intermediary, for example: a zero-commission mutual fund investment app. It is important to understand that most mutual fund schemes including DSP Bond Fund has two plans. The two plans of the mutual fund schemes are as following: (i) the direct plan and (b) the regular plan. For any mutual fund scheme the direct plan will have lower expense ratio when compared to the expense ratio associated with the regular plan. Expense ratio is the percentage-based fee charged by mutual fund house to the mutual fund investors for managing the investment made by the investors, expense ratio is charged on an annual basis. Regular plans have higher expense ratio because they are distributed/sold through a mutual fund distributor and higher expense ratio ensures that the mutual fund distributor is also compensated adequately for his efforts. If you are investing in the direct plan of the DSP Bond Fund from a no brokerage app or web platform, the accurate name of the mutual funds scheme which you should enter/type in the app/web platform is DSP Bond Fund Direct Plan Growth Option.

All mutual funds including DSP Bond Fund are subject to market risk and the returns are not guaranteed. It is also important to note that past returns are not indicative of future returns. SEBI has developed a mechanism to rate the risk involved with investing in mutual funds. Under the said mechanism the DSP Bond Fund is also graded, investors can check the risk level on the DSP website before investing.. DSP Bond Fund is managed by a team of professional with the necessary domain expertise and industry experience which ensures that the corpus of the fund is employed in an efficient manner to obtain optimal returns.

Investors in the DSP Bond Fund can redeem their mutual funds units by following the below-mentioned steps: (i) login into the investment platform: Login into your investment account with your investment app/website using your login credentials. Investment app/website will be the platform through which you made the investment inDSP Bond Fund initially, it may be DSP Mutual Fund's website or a mobile app or a brokerage firm's website/app; (ii) find your mutual fund investment: ideally, your mutual fund investment platform will enumerate all the investments you have made through that particular platform in mutual funds, locate the DSP Bond Fundin your portfolio; (iii) initiate redemption: Select the "Redeem" or "Sell" button for your DSP Bond Fund units; (iv) enter redemption details: enter the number of DSP Bond Fund units you wish to redeem or alternatively the amount you intend to withdraw; (iv) confirm redemption: review the redemption details entered by you and confirm your redemption request; (v) await confirmation: ideally investors? redemption request will be immediately noted within the system and a confirmation message will appear on your screen. The processing time for transfer of money may vary depending on the investment platform and market conditions; (g) receipt of funds: once the redemption request is processed, money will be credited to the bank account linked to your investment platform.

DSP Bond Fund is a Debt Mutual Fund and it specifically falls under the Medium -Duration fund Category. Under normal circumstances the fund invests in debt and money market securities, the portfolio of the fund will have Macaulay Duration between three and four year. The fund is managed by a team of professionals having deep domain knowledge and have relevant industry expertise. Professional management of the DSP Bond Fund ensures that funds deployed by the investors are optimally utilized to achieve capital appreciation. The primary investment objective of the fund is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of high-quality debt securities, predominantly of issuers domiciled in India. As a secondary objective, the fund will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be achieved.The fund has previously invested in (i) bonds issued by central government, (ii) debentures issued by corporations, (iii) money market instrument, (iv) reverse repo investments, and (v) mutual funds.