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DSP Bond Fund

Benchmark: CRISIL Medium Duration Debt A-II…

13K people have invested in this fund

LumpsumMonthly SIPView performance details

Return:

Annualized

Absolute

This fund

18.00%

CRISIL Medium Duration Debt A-II…

14.30%

CRISIL 10 Year Gilt Index

14.15%

team 13K people have invested in this fund as of

This is a Debt Income, Medium Duration fund with CRISIL Medium Duration Debt A-III Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Total AUM

₹378.52 crores as of Nov 30, 2024

Age of Fund

27 years 7 months since Apr 29, 1997

Expense Ratio

0.75% as of Dec 13, 2024

Exit Load

Nil

Ideal holding period

3 Years+

Rolling Returns

Bars show distribution of returns in given range for selected time period

View performance details

Things to know before you invest

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What is in DSP Bond Fund?

DSP Bond fund invests in quality corporate bonds & money market instruments with a portfolio duration of 3 - 4 years.
It invests in a mix of AA+ rated & above corporate bonds to minimize credit risk and duration risk.
It has constant maturity strategy where fund's average maturity tend to be closer to 4 years.

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Why should one invest in DSP Bond Fund?

Constant maturity portfolio strategy helps investors to predict probable outcomes from the fundinterest rate scenarios over time.
Can provide better returns compared to 4 year roll-down & Target maturity funds in scenario of falling or flat interest rate cycle.
Risk profile of investor investing in the fund remains constant.

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Who should invest in DSP Bond Fund?

Consider this fund if you
- Want constant risk profile from debt investment.
- Are expecting interest rate to peak out or fall.
- Are a relatively new debt market investor.
- Value stability & consistency of returns.
- Don't want to take a high level of credit risk.
- Are looking to reduce the overall risk level of your portfolio.
- Understand the basics of debt investing.

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Rethink before you invest

Bond Fund carries Moderate Risk.
Even though this is a debt scheme, in rare circumstances, investment losses may be possible.
In scenario of rising interest rate, fund may have market to market loss due to constant duration.
This is not an equity-oriented fund, so do not expect very high returns.

Fund managers:

Vivek Ramakrishnan

Total work experience of 29 years. Managing this fund since July 2021.

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Total work experience of 29 years. Managing this fund since July 2021.

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Karan Mundhra

Total work experience of 17 years. Managing this fund since May 2021.

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Total work experience of 17 years. Managing this fund since May 2021.

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Vivek has a diversified experience in credit analysis and banking spanning over two decades. He started his career in finance with CRISIL as a Credit Analyst in 1995, moved on to ICICI Prudential Mutual Fund in 2001 where he worked as Credit Analyst and Fund Manager. Thereafter, Vivek joined Standard Chartered Bank in 2004, where he worked in multiple roles in his 15 year stint which included Research (Head Fixed Income Credit Analysis, where he covered USD bonds for Asian issuers), Capital Markets and Relationship Management - in his last assignment with the Bank, he was working as an Executive Director and Head Finance Companies. He joined DSP Mutual Funds as Vice President, Investments in October 2019. Vivek is a Ph.D & Master of Science in Materials Science from University of Southern California and B.Tech from Indian Institute of Technology, Madras.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Karan has a total work experience of over 9 years. He joined DSP Mutual Funds in April 2012 as part of Fund Administration team. In 2016, he joined the Fixed Income Investment team. He is a Chartered Accountant (ICAI India) and also holds a Bachelor of Commerce Degree.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Portfolio

Prescribed asset allocation: 0% - 100% *Debt and Money Market Securities , 0% - 10% Units of REITs & InvITs
* Debt securities may include securitised debts up to 50% of the net assets. The Scheme will invest in Debt and Money Market instruments such that the Macaulay duration of the portfolio is between 3 years and 4 years.- Under normal circumstances. The Scheme will invest in Debt and Money Market instruments such that the Macaulay duration of the portfolio is between 1 year and 4 years.- Under anticipated adverse circumstances.

Current Allocation

as of Nov 30, 2024

Equity 0%
Debt / cash 99.89%

Equity
Debt / Cash

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

No Data to display

Top holdings

7.17% GOI 2030

13.57%

Power Finance Corporation Limited

7.04%

Export-Import Bank of India

7.01%

Bajaj Housing Finance Limited

6.99%

Bajaj Finance Limited

6.96%

Cash & cash equivalents

0.11%

Credit rating profile

CRISIL AAA

61.80%

SOV

16.10%

CRISIL A1+

12.80%

ICRA AAA

6.90%

Cash & Equivalent

1.90%

Instrument break-up

Bonds & NCDs

68.90%

Money market instruments

15.30%

Government Securities (Central/State)

13.60%

TREPS

1.90%

Mutual-funds

0.30%

See all 16 holdings

Indicators

Yield to Maturity

7.31 %

Modified Duration

3.20 Years

Portfolio Macaulay Duration

3.41 Years

Average Maturity

4.01 Years

Compare Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Fixed Deposit

vs Category

vs Benchmark

Historical Returnsas of with investment of₹10,000
As per SEBI format
As per IDCW history

	This fund		CRISIL Medium Duration Debt A-… ^{^}		CRISIL 10 Year Gilt In… ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

CRISIL Medium Duration…

CRISIL 10 Year Gilt In…

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested Amount

₹

Invested period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: Apr 29, 1997.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Additional Benchmark

Scheme disclaimers

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of high quality debt securities, predominantly of issuers domiciled in India. This shall be the fundamental attribute of the scheme.
As a secondary objective, the Scheme will seek capital appreciation.The Scheme will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time.
There is no assurance that the investment objective of the Sc ...more

Fund Type

Debt – Income

Medium Duration Fund

An open ended medium term debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 3 years and 4 years (please refer page no. 33 under the section 'Where will the Scheme invest?' for details on Macaulay's Duration).
A relatively high interest rate risk and moderate credit risk.

Riskometer

Level of Risk in the fund

View details

Potential Risk Class Matrix : B-III

B-III is the potential risk class matrix of DSP Bond Fund based on interest rate & credit risk.

Minimum Investment

Rs. 100 Lumpsum
Rs. 100 SIP– 12 instalments
Rs. 100 Minimum Additional Purchase

Fund Documents

KIM and Applications

13K peoplehave invested in this fund as of

68.84%

Name	% of Net Assets
Power Finance Corporation Limited	7.04%
Export-Import Bank of India	7.01%
Bajaj Housing Finance Limited	6.99%
Bajaj Finance Limited	6.96%
LIC Housing Finance Limited	6.95%
National Bank for Agriculture and Rural Development	6.89%
Indian Oil Corporation Limited	6.84%
Indian Railway Finance Corporation Limited	6.80%
Small Industries Development Bank of India	6.72%
REC Limited	6.64%

68.9% of Debt instruments

15.28%

Name	% of Net Assets
HDFC Bank Limited	6.48%
Axis Bank Limited	6.31%
364 DAYS T-BILL 2025	2.49%

15.3% of Debt instruments

13.57%

Name	% of Net Assets
7.17% GOI 2030	13.57%

13.6% of Debt instruments

1.94%

Name	% of Net Assets
TREPS / Reverse Repo Investments	1.94%

1.9% of Debt instruments

0.26%

Name	% of Net Assets
SBI Funds Management Pvt Ltd/Fund Parent	0.26%

0.3% of Debt instruments

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
Income distribution cum capital withdrawals (IDCW) declared from benchmark's constituents isn't taken into account when comparing with investment in fund's income distribution cum capital withdrawal (IDCW) plans.
Performance is always compared against the latest benchmark of the fund irrespective of the date of change of fund's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
Investment in gold has a strong global market demand and gold is highly liquid asset.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.
The comparison with PPF (and other traditional saving instruments/assets) has been given for the purpose of the general information only. Investments in mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns. Unlike traditional saving instruments there is no capital protection guarantee or assurance of any return in mutual fund investment. Traditional savings instruments are comparatively low risk products and are generally backed by the Government. Investment in mutual funds carries high risk as compared to the traditional saving instruments and any investment decision needs to be taken only after consulting the Tax Consultant or Mutual Fund Distributor.
Past performance may or may not sustain in future and should not be used as a basis for comparison with other investments. There is no assurance of any returns/capital protection/capital guarantee to the investors in any scheme of DSP Mutual Fund.
The sector(s)/stock(s)/issuer(s) mentioned in this document do not constitute any recommendation of the same and the Fund may or may not have any future position in these sector(s)/stock(s)/issuer(s).
The investment approach / framework/ strategy / portfolio / other data mentioned herein are dated and currently followed by the scheme and the same may change in future depending on market conditions and other factors.
The SIP returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash infows and outflows with the correct allowance for the time impact of the transactions. Load is not taken into consideration for computation of performance.

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DSP Bond Fund

DSP Bond Fund

This is a Debt Income, Medium Duration fund with CRISIL Medium Duration Debt A-III Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Things to know before you invest

What is in DSP Bond Fund?

Why should one invest in DSP Bond Fund?

Who should invest in DSP Bond Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

Products Offered

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DSP Bond Fund

DSP Bond Fund

This is a Debt Income, Medium Duration fund with CRISIL Medium Duration Debt A-III Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Things to know before you invest

What is in DSP Bond Fund?

Why should one invest in DSP Bond Fund?

Who should invest in DSP Bond Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

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