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DSP Bond Fund

This is a Debt Income, Medium Duration fund with CRISIL Medium Duration Debt A-III Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Total AUM

₹378.52 crores as of Nov 30, 2024

Age of Fund

11 years 11 months since Jan 01, 2013

Expense Ratio

0.4% as of Dec 13, 2024

Exit Load

Nil

Ideal holding period

3 Years+

Rolling Returns

Bars show distribution of returns in given range for selected time period

View performance details

Things to know before you invest

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What is in DSP Bond Fund?

DSP Bond fund invests in quality corporate bonds & money market instruments with a portfolio duration of 3 - 4 years.
It invests in a mix of AA+ rated & above corporate bonds to minimize credit risk and duration risk.
It has constant maturity strategy where fund's average maturity tend to be closer to 4 years.

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Why should one invest in DSP Bond Fund?

Constant maturity portfolio strategy helps investors to predict probable outcomes from the fundinterest rate scenarios over time.
Can provide better returns compared to 4 year roll-down & Target maturity funds in scenario of falling or flat interest rate cycle.
Risk profile of investor investing in the fund remains constant.

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Who should invest in DSP Bond Fund?

Consider this fund if you
- Want constant risk profile from debt investment.
- Are expecting interest rate to peak out or fall.
- Are a relatively new debt market investor.
- Value stability & consistency of returns.
- Don't want to take a high level of credit risk.
- Are looking to reduce the overall risk level of your portfolio.
- Understand the basics of debt investing.

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Rethink before you invest

Bond Fund carries Moderate Risk.
Even though this is a debt scheme, in rare circumstances, investment losses may be possible.
In scenario of rising interest rate, fund may have market to market loss due to constant duration.
This is not an equity-oriented fund, so do not expect very high returns.

Fund managers:

Vivek Ramakrishnan

Total work experience of 29 years. Managing this fund since July 2021.

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Total work experience of 29 years. Managing this fund since July 2021.

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Karan Mundhra

Total work experience of 17 years. Managing this fund since May 2021.

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Total work experience of 17 years. Managing this fund since May 2021.

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Vivek has a diversified experience in credit analysis and banking spanning over two decades. He started his career in finance with CRISIL as a Credit Analyst in 1995, moved on to ICICI Prudential Mutual Fund in 2001 where he worked as Credit Analyst and Fund Manager. Thereafter, Vivek joined Standard Chartered Bank in 2004, where he worked in multiple roles in his 15 year stint which included Research (Head Fixed Income Credit Analysis, where he covered USD bonds for Asian issuers), Capital Markets and Relationship Management - in his last assignment with the Bank, he was working as an Executive Director and Head Finance Companies. He joined DSP Mutual Funds as Vice President, Investments in October 2019. Vivek is a Ph.D & Master of Science in Materials Science from University of Southern California and B.Tech from Indian Institute of Technology, Madras.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Karan has a total work experience of over 9 years. He joined DSP Mutual Funds in April 2012 as part of Fund Administration team. In 2016, he joined the Fixed Income Investment team. He is a Chartered Accountant (ICAI India) and also holds a Bachelor of Commerce Degree.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Portfolio

Prescribed asset allocation: 0% - 100% *Debt and Money Market Securities , 0% - 10% Units of REITs & InvITs
* Debt securities may include securitised debts up to 50% of the net assets. The Scheme will invest in Debt and Money Market instruments such that the Macaulay duration of the portfolio is between 3 years and 4 years.- Under normal circumstances. The Scheme will invest in Debt and Money Market instruments such that the Macaulay duration of the portfolio is between 1 year and 4 years.- Under anticipated adverse circumstances.

Current Allocation

as of Nov 30, 2024

Equity 0%
Debt / cash 99.89%

Equity
Debt / Cash

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

No Data to display

Top holdings

7.17% GOI 2030

13.57%

Power Finance Corporation Limited

7.04%

Export-Import Bank of India

7.01%

Bajaj Housing Finance Limited

6.99%

Bajaj Finance Limited

6.96%

Cash & cash equivalents

0.11%

Credit rating profile

CRISIL AAA

61.80%

SOV

16.10%

CRISIL A1+

12.80%

ICRA AAA

6.90%

Cash & Equivalent

1.90%

Instrument break-up

Bonds & NCDs

68.90%

Money market instruments

15.30%

Government Securities (Central/State)

13.60%

TREPS

1.90%

Mutual-funds

0.30%

See all 16 holdings

Indicators

Yield to Maturity

7.31 %

Modified Duration

3.20 Years

Portfolio Macaulay Duration

3.41 Years

Average Maturity

4.01 Years

Compare Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Fixed Deposit

vs Category

vs Benchmark

Historical Returns (As per SEBI format)as of with investment of₹10,000

	This fund		CRISIL Medium Duration Debt A-… ^{^}		CRISIL 10 Year Gilt In… ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

CRISIL Medium Duration…

CRISIL 10 Year Gilt In…

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested Amount

₹

Invested period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: Jan 01, 2013.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Additional Benchmark

Scheme disclaimers

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of high quality debt securities, predominantly of issuers domiciled in India. This shall be the fundamental attribute of the scheme.
As a secondary objective, the Scheme will seek capital appreciation.The Scheme will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time.
There is no assurance that the investment objective of the Sc ...more

Fund Type

Debt – Income

Medium Duration Fund

An open ended medium term debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 3 years and 4 years (please refer page no. 33 under the section 'Where will the Scheme invest?' for details on Macaulay's Duration).
A relatively high interest rate risk and moderate credit risk.

Riskometer

Level of Risk in the fund

View details

Potential Risk Class Matrix : B-III

B-III is the potential risk class matrix of DSP Bond Fund based on interest rate & credit risk.

Minimum Investment

Rs. 100 Lumpsum
Rs. 100 SIP– 12 instalments
Rs. 100 Minimum Additional Purchase

Fund Documents

KIM and Applications

Name	% of Net Assets
Power Finance Corporation Limited	7.04%
Export-Import Bank of India	7.01%
Bajaj Housing Finance Limited	6.99%
Bajaj Finance Limited	6.96%
LIC Housing Finance Limited	6.95%
National Bank for Agriculture and Rural Development	6.89%
Indian Oil Corporation Limited	6.84%
Indian Railway Finance Corporation Limited	6.80%
Small Industries Development Bank of India	6.72%
REC Limited	6.64%

Name

% of Net Assets

Power Finance Corporation Limited

7.04%

Export-Import Bank of India

7.01%

Bajaj Housing Finance Limited

6.99%

Bajaj Finance Limited

6.96%

LIC Housing Finance Limited

6.95%

National Bank for Agriculture and Rural Development

6.89%

Indian Oil Corporation Limited

6.84%

Indian Railway Finance Corporation Limited

6.80%

Small Industries Development Bank of India

6.72%

REC Limited

6.64%

Name	% of Net Assets
HDFC Bank Limited	6.48%
Axis Bank Limited	6.31%
364 DAYS T-BILL 2025	2.49%

Name

% of Net Assets

HDFC Bank Limited

6.48%

Axis Bank Limited

6.31%

364 DAYS T-BILL 2025

2.49%

Name	% of Net Assets
7.17% GOI 2030	13.57%

Name

% of Net Assets

7.17% GOI 2030

13.57%

Name	% of Net Assets
TREPS / Reverse Repo Investments	1.94%

Name

% of Net Assets

TREPS / Reverse Repo Investments

1.94%

Name	% of Net Assets
SBI Funds Management Pvt Ltd/Fund Parent	0.26%

Name

% of Net Assets

SBI Funds Management Pvt Ltd/Fund Parent

0.26%

Email ID
Mobile no.

Email ID	ABH************[email protected]
Mobile no.	******6665

Email ID

ABH************[email protected]

Mobile no.

******6665

	Folio no.	Email ID	Mobile no.
	70****76	abh************[email protected]	******6665
	42***02	abh************[email protected]	******6665

Folio no.

Email ID

Mobile no.

70****76

abh************[email protected]

******6665

42***02

abh************[email protected]

******6665

DSP Bond Fund

DSP Bond Fund

This is a Debt Income, Medium Duration fund with CRISIL Medium Duration Debt A-III Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Things to know before you invest

What is in DSP Bond Fund?

Why should one invest in DSP Bond Fund?

Who should invest in DSP Bond Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

Products Offered

Product Information

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Other Information

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DSP Bond Fund

DSP Bond Fund

This is a Debt Income, Medium Duration fund with CRISIL Medium Duration Debt A-III Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Things to know before you invest

What is in DSP Bond Fund?

Why should one invest in DSP Bond Fund?

Who should invest in DSP Bond Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

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