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DSP Banking & PSU Debt Fund

DSP Banking & PSU Debt Fund

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Benchmark: Nifty Banking & PSU Debt Index A info icon

22.72K people have invested in this fund

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Return:

This fund

18.00%

Nifty Banking & PSU Debt Index A

14.30%

CRISIL 10 Year Gilt Index

14.15%

Invested

Earning

This fund

18.00%

Nifty Banking & PSU Debt Index A

14.30%

CRISIL 10 Year Gilt Index

14.15%

team 22.72K people have invested in this fund as of

This is a Debt Income, Banking and PSU fund with Nifty Banking & PSU Debt Index A-II as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Total AUM

3,011.48 crores as of Oct 31, 2024

Age of Fund

11 years 2 months since Sep 14, 2013

Expense Ratio

0.32% as of Dec 04, 2024

Exit Load

Nil  

Ideal holding period

3 Years+

Rolling Returns

Bars show distribution of returns in given range for selected time period

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Things to know before you invest

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What is in DSP Banking & PSU Debt Fund?

  1. Banking & PSU Debt fund invests in high quality debt securities of banks & public sector companies.
  2. It invests 100% in AAA rated bonds across duration.
  3. Duration is managed actively to provide investor better risk adjusted returns.
  1. Earn potentially stable & consistent investment income.
  2. High quality portfolio.
  3. A credible alternative to a single 3-year bank FD.
  4. One can also think of this fund as a combination of 'FDs'.
  5. Active management can aid in generating alpha over FDs.
  1. Consider this fund if you
    • Are a relatively new debt market investor.
    • Are willing & able to remain invested for at least 3 years.
    • Diversify your portolio of FDs.
  1. Banking & PSU Debt Fund carries Moderate Risk.
  2. Even though this is a debt scheme, losses may be possible under rare circumstances.

Fund managers:

Shantanu Godambe

Shantanu Godambe

Total work experience of 17 years. Managing this fund since June 2023.
Total work experience of 17 years. Managing this fund since June 2023.

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Sandeep Yadav

Sandeep Yadav

Total work experience of 22 years. Managing this fund since August 2024.
Total work experience of 22 years. Managing this fund since August 2024.

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Portfolio

Prescribed asset allocation: 80% - 100% Money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds , 0% - 20% Government securities, Other debt and money market securities including instruments/securities issued by Non-bank financial companies (NBFCs)

Current Allocation

as of Oct 31, 2024

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

No Data to display

Top holdings

7.30% GOI 2053

13.29%

Small Industries Development Bank of India

4.19%

7.34% GOI 2064

4.17%

State Bank of India

3.67%

GAIL (India) Limited

3.54%

Cash & cash equivalents

-0.77%

Credit rating profile

CRISIL AAA

54.00%

SOV

24.70%

CRISIL A1+

10.50%

IND AAA

5.30%

IND A1+

3.20%

Instrument break-up

Bonds & NCDs

60.40%

Government Securities (Central/State)

24.60%

Money market instruments

13.70%

TREPS

1.10%

Mutual-funds

0.20%


Indicators

Yield to Maturity

7.24 %

Modified Duration

5.75 Years

Portfolio Macaulay Duration

6.05 Years

Average Maturity

11.30 Years

Compare Performance

Performance highlights over last

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  • Historical Returnsas of with investment of10,000

This fund Nifty Banking & PSU Debt Index ^ CRISIL 10 Year Gilt In #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

Nifty Banking & PSU De

CRISIL 10 Year Gilt In

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Sep 14, 2013.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Additional Benchmark

Fund Details

Fund Details

Investment Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Debt – Income
Banking and PSU Fund

An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
A relatively high interest rate risk and relatively low credit risk.

Riskometer

Level of Risk in the fund

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Riskometer

Potential Risk Class Matrix : A-III

A-III is the potential risk class matrix of DSP Banking & PSU Debt Fund based on interest rate & credit risk.

team 22.72K peoplehave invested in this fund as of