Share
19.62K people have invested in this fund
19.62K people have invested
in this fund as of
Total AUM
₹200.8 crores as of Dec 31, 2022
Age of Fund
18 years 7 months since Jun 11, 2004
Expense Ratio
1.21% as of Feb 03, 2023
Exit Load
NIL
Ideal holding period
5 Years+
Holdings
as of Dec 31, 2022ICICI Bank Limited
2.65%
Housing Development Finance Corporation Limited
2.31%
Axis Bank Limited
1.92%
HCL Technologies Limited
1.64%
ITC Limited
1.27%
SBI Life Insurance Company Limited
1.27%
Sharda Cropchem Limited
1.26%
Large Cap
73.50%
Small Cap
13.90%
Mid Cap
12.40%
Banks
Finance
Pharmaceuticals & Biotechnology
It - Software
Insurance
Rolling Returns
Abhishek Singh
Vikram Chopra
Jay Kothari
Prescribed asset allocation: 75% - 90% *Debt and Money Market Securities , 10% - 25% Equity & equity related instruments , 0% - 10% Units of REITs & InvITs
Top holdings
ICICI Bank Limited
2.65%
Housing Development Finance Corporation Limited
2.31%
Axis Bank Limited
1.92%
HCL Technologies Limited
1.64%
ITC Limited
1.27%
Allocation by Market Cap
Large Cap
73.50%
Small Cap
13.90%
Mid Cap
12.40%
Top Sectors
Banks
Finance
Pharmaceuticals & Biotechnology
It - Software
Insurance
Top holdings
National Housing Bank**
7.87%
Indian Railway Finance Corporation Limited**
7.67%
Power Finance Corporation Limited**
5.25%
REC Limited**
5.20%
Indian Oil Corporation Limited**
5.14%
Cash & cash equivalents
-0.03%
Instrument break-up
Bonds & NCDs
78.70%
Government Securities (Central/State)
16.30%
Money market instruments
3.10%
TREPS
1.90%
Yield to Maturity
7.42 %
Modified Duration
1.80 Years
Portfolio Macaulay Duration
1.91 Years
Average Maturity
2.09 Years
Standard Deviation
6.34 %
Sharpe Ratio
0.04
Beta
1.22
R-Squared
70.74 %
Performance highlights over last
for
investment
Cumulative returns on
Annual returns
Current value
Good Returns
Negative Returns
vs Fixed Deposit
vs Category
vs Benchmark
Historical Returnsas of with investment of₹10,000
| This fund | CRISIL Hybrid 85+15 - Conserva… ^ | CRISIL 10 Year Gilt In… # | ||||
|---|---|---|---|---|---|---|
| CAGR | Current Value | CAGR | Current Value | CAGR | Current Value | |
Income distribution Cum Capital Withdrawal (IDCW) Distributed
| Record Date | IDCW per unit | NAV Before | NAV After |
|---|
| Funds | Annual returns | Current Value | Absolute Growth |
|---|
Date of allotment: Jun 11, 2004.
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement
Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.
Since inception returns have been calculated from the date of allotment till June 30, 2021
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments
Rolling returns have been calculated based on returns from regular plan growth option.
^ Fund Benchmark # Standard Benchmark
The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
There is no assurance that the investment objective of the Scheme will be realized
An open ended hybrid scheme investing predominantly in debt instruments
Level of Risk in the fund
Rs. 500 Lumpsum
Rs. 500
SIP– 12 instalments
Rs. 500 Minimum Additional Purchase
19.62K peoplehave invested in this fund as of
Equity holdings for DSP Regular Savings Fund
| Name | % of Net Assets |
|---|---|
| ICICI Bank Limited | 2.65% |
| Axis Bank Limited | 1.92% |
| HDFC Bank Limited | 1.04% |
| Name | % of Net Assets |
|---|---|
| Housing Development Finance Corporation Limited | 2.31% |
| Manappuram Finance Limited | 0.79% |
| Name | % of Net Assets |
|---|---|
| Cipla Limited | 0.85% |
| Lupin Limited | 0.77% |
| IPCA Laboratories Limited | 0.76% |
| Alkem Laboratories Limited | 0.66% |
| Name | % of Net Assets |
|---|---|
| HCL Technologies Limited | 1.64% |
| Tech Mahindra Limited | 0.52% |
| Name | % of Net Assets |
|---|---|
| SBI Life Insurance Company Limited | 1.27% |
| ICICI Lombard General Insurance Company Limited | 0.89% |
| Name | % of Net Assets |
|---|---|
| Sharda Cropchem Limited | 1.26% |
| Coromandel International Limited | 0.70% |
| Name | % of Net Assets |
|---|---|
| ITC Limited | 1.27% |
| Name | % of Net Assets |
|---|---|
| Hero MotoCorp Limited | 1.15% |
| Name | % of Net Assets |
|---|---|
| Eureka Forbes Limited | 1.05% |
| Name | % of Net Assets |
|---|---|
| Power Grid Corporation of India Limited | 1.03% |
| Name | % of Net Assets |
|---|---|
| Oil & Natural Gas Corporation Limited | 0.61% |
| Name | % of Net Assets |
|---|---|
| Teamlease Services Limited | 0.15% |
Debt holdings for DSP Regular Savings Fund
| Name | % of Net Assets |
|---|---|
| National Housing Bank** | 7.87% |
| Indian Railway Finance Corporation Limited** | 7.67% |
| Power Finance Corporation Limited** | 5.25% |
| REC Limited** | 5.20% |
| Indian Oil Corporation Limited** | 5.14% |
| Power Grid Corporation of India Limited** | 5.11% |
| Power Finance Corporation Limited** | 3.76% |
| Hindustan Petroleum Corporation Limited** | 3.55% |
| Export-Import Bank of India** | 2.70% |
| Housing Development Finance Corporation Limited** | 2.66% |
| Housing Development Finance Corporation Limited** | 2.63% |
| National Bank for Agriculture and Rural Development** | 2.59% |
| Export-Import Bank of India** | 2.57% |
| Small Industries Development Bank of India** | 2.51% |
| NTPC Limited** | 1.17% |
78.7% of Debt instruments
| Name | % of Net Assets |
|---|---|
| 6.18% GOI 2024 | 4.96% |
| 5.63% GOI 2026 | 4.80% |
| 7.59% GOI 2026 | 2.61% |
| 7.83% Gujarat SDL 2026 | 0.16% |
16.3% of Debt instruments
| Name | % of Net Assets |
|---|---|
| Bank of Baroda** | 2.38% |
3.1% of Debt instruments
| Name | % of Net Assets |
|---|---|
| TREPS / Reverse Repo Investments / Corporate Debt Repo | 1.45% |
1.9% of Debt instruments
