Guide to Investing in DSP Nifty 50 Regular Growth Fundx

DSP Nifty 50 Index Fund

Total AUM

₹809.64 crores
as of Jun 30, 2025

Age of Fund

6 years 4 months since Feb 21, 2019

Expense Ratio

0.36%
as of Jul 08, 2025

Exit Load

Nil

Ideal holding period

10 Years+

Portfolio as of Jun 30, 2025

Equity 99.7%
Debt 0.3%

Indian (99.7%)

Large Cap	98.9%
Mid Cap	1.1%

Holdings
Sectors

Holdings	Weight %
HDFC Bank Limited	13.2 %
ICICI Bank Limited	8.9 %
Reliance Industries Limited	8.8 %
Infosys Limited	5.0 %
Bharti Airtel Limited	4.7 %
Larsen & Toubro Limited	3.7 %
ITC Limited	3.3 %
Tata Consultancy Services Limited	3.1 %
Axis Bank Limited	3.0 %
Kotak Mahindra Bank Limited	2.7 %
State Bank of India	2.7 %
Mahindra & Mahindra Limited	2.4 %
Bajaj Finance Limited	2.2 %
Hindustan Unilever Limited	1.8 %
Eternal Limited	1.6 %
HCL Technologies Limited	1.6 %
Sun Pharmaceutical Industries Limited	1.6 %
Maruti Suzuki India Limited	1.4 %
NTPC Limited	1.4 %
Titan Company Limited	1.3 %
Bharat Electronics Limited	1.3 %
UltraTech Cement Limited	1.2 %
Tata Motors Limited	1.2 %
Trent Limited	1.2 %
Power Grid Corporation of India Limited	1.2 %
Tata Steel Limited	1.1 %
Bajaj Finserv Limited	1.0 %
Grasim Industries Limited	0.9 %
Tech Mahindra Limited	0.9 %
Jio Financial Services Limited	0.9 %
Adani Ports and Special Economic Zone Limited	0.9 %
Asian Paints Limited	0.9 %
Hindalco Industries Limited	0.9 %
Shriram Finance Limited	0.9 %
JSW Steel Limited	0.8 %
Oil & Natural Gas Corporation Limited	0.8 %
Bajaj Auto Limited	0.8 %
Coal India Limited	0.8 %
Nestle India Limited	0.8 %
HDFC Life Insurance Company Limited	0.8 %
Cipla Limited	0.7 %
SBI Life Insurance Company Limited	0.7 %
Dr. Reddy's Laboratories Limited	0.7 %
Eicher Motors Limited	0.7 %
Wipro Limited	0.7 %
Apollo Hospitals Enterprise Limited	0.6 %
TATA CONSUMER PRODUCTS LIMITED	0.6 %
Adani Enterprises Limited	0.6 %
IndusInd Bank Limited	0.5 %
Hero MotoCorp Limited	0.5 %
View All Holdings	99.7 % 56.3 %

Sectors Weight %

Banks 31.0 %

HDFC Bank Limited 13.2 %

ICICI Bank Limited 8.9 %

Axis Bank Limited 3.0 %

Kotak Mahindra Bank Limited 2.7 %

State Bank of India 2.7 %

IndusInd Bank Limited 0.5 %

IT- Software 11.2 %

Infosys Limited 5.0 %

Tata Consultancy Services Limited 3.1 %

HCL Technologies Limited 1.6 %

Tech Mahindra Limited 0.9 %

Wipro Limited 0.7 %

Petroleum Products 8.8 %

Reliance Industries Limited 8.8 %

Automobiles 7.0 %

Mahindra & Mahindra Limited 2.4 %

Maruti Suzuki India Limited 1.4 %

Tata Motors Limited 1.2 %

Bajaj Auto Limited 0.8 %

Eicher Motors Limited 0.7 %

Hero MotoCorp Limited 0.5 %

Diversified Fmcg 5.1 %

ITC Limited 3.3 %

Hindustan Unilever Limited 1.8 %

Finance 4.9 %

Bajaj Finance Limited 2.2 %

Bajaj Finserv Limited 1.0 %

Jio Financial Services Limited 0.9 %

Shriram Finance Limited 0.9 %

Telecom - Services 4.7 %

Bharti Airtel Limited 4.7 %

Construction 3.7 %

Larsen & Toubro Limited 3.7 %

Pharmaceuticals & Biotechnology 3.0 %

Sun Pharmaceutical Industries Limited 1.6 %

Cipla Limited 0.7 %

Dr. Reddy's Laboratories Limited 0.7 %

Retailing 2.8 %

Eternal Limited 1.6 %

Trent Limited 1.2 %

View All Sectors Expand All

82.1 %

Equity includes Stocks, Domestic Fund of Funds and ETFs

Indian (0.3%)

Credit rating profile	Weight %
Cash & Equivalent	100.0 %

Instrument break-up	Weight %
TREPS	100.0 %

Holdings	Weight %
TREPS / Reverse Repo Investments	0.3 %
Cash & cash equivalents	0.0 %
	0.3 %

Indicators

Portfolio turnover ratio

0.08 last 12 months

Tracking Error

0.03 %

Tracking Error (Abs.)

0.002 %

View Top Group Holdings

Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Category

vs Benchmark

Historical Returns (As per SEBI format)as of with investment of₹10,000

	This fund		NIFTY 50 TRI ^{^}		NIFTY 50 TRI ^#		Tracking difference
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	Face Value	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

NIFTY 50 TRI

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested Amount

₹

Invested period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: Feb 21, 2019.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

Pursuant to payments of Income Distribution cum Capital Withdrawal, the NAV of the IDCW option(s) of Schemes would fall to the extent of payout, and statutory levy, if any.

^ Fund Benchmark # Additional Benchmark

Scheme disclaimers

Fund Details

Things to know before you invest

What is in DSP Nifty 50 Index Fund?

This is an index fund that replicates the Nifty 50 TR Index - same stocks, same weights.
By matching the Nifty 50 TR Index, it allows you to invest in India's top 50 companies.
The portfolio is rebalanced semi-annually to adjust for any stock additions or subtractions to the Index.

Why should one invest in DSP Nifty 50 Index Fund?

Aim to build wealth by investing conveniently in the top 50 Indian companies.
Affordable way to buy the top 50 Indian stocks (buying just 1 share of each stock in Nifty 50 TRI can cost you more than Rs 1 lakh!).
Relatively low-cost, with a comparatively lower expense ratio than active large-cap funds.
Can help you beat the impact of rising prices over the long-term.
Since the fund only replicates an index & does not have an 'active' fund manager, it carries no human decision-making bias.
In era where large-cap funds are under-performing benchmark, this fund can be well-poised.

Who should invest in DSP Nifty 50 Index Fund?

Consider this fund if you
- Are a first-timer or a relatively new equity market investor.
- Are happy with returns that 'match the market.
- Value low-cost, passive investing.
- Have the patience & mental resilience to remain invested for a decade or more.
- Accept that equity investing means exposure to risk.
- Do not chase funds which has highest out-performance.

Rethink before you invest

Nifty 50 Index fund carries Very High Risk.
Expect short term return fluctuations, especially during periods of market ups & downs.
Even though fund invests in Index, its subject to Equity risk. There can be temporary period of high draw-downs.
Returns of the fund will be lower than index returns due to expense ratio & tracking error.

Fund managers:

Anil Ghelani

Total work experience of 27 years. Managing this fund since July 2019

arrow_forwardSee funds managed by him

Total work experience of 27 years. Managing this fund since July 2019

arrow_forwardSee funds managed by him

Diipesh Shah

Total work experience of 23 years. Managing this fund since November 2020.

arrow_forwardSee funds managed by him

Total work experience of 23 years. Managing this fund since November 2020.

arrow_forwardSee funds managed by him

Anil has been working with DSP Group since 2003. The DSP Group has a legacy of more than 160 years, making it one of the oldest and most respected financial services firms in India. He is currently Head of Passive Investments & Products, managing a range of ETFs and Index Funds across asset classes. Previously, he served as the CEO & Chief Investment Officer at DSP Pension Fund Managers. Earlier in his career at DSP, he led the Risk and Quantitative Analysis team providing quantitative research inputs and buy-side credit research on companies across various sectors. Prior to joining DSP, Anil worked at IL&FS Asset Management Company and at S.R. Batliboi a member firm of EY. Anil has been a volunteer with the CFA Society India for more than a decade and has served as the Vice Chairman on the board.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Diipesh has a total work experience of Over 20 years. He is working with DSP from September 2019 as a Dealer for ETF and Passive Investments. Now he is also Fund Manager of various schemes of DSP Mutual Fund. Diipesh has also worked with JM Financial Institutional Broking Limited, Centrum Boking Limited, IDFC Securities Limited and Kotak Securities Limited as Institutional Equity Sales Trading. He is a Chartered Accountant (ICAI India) and also holds a Bachelor of Commerce Degree.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Investment Objective

To invest in companies which are constituents of NIFTY 50 Index (underlying Index) in the same proportion as in the index and seeks to generate returns that are commensurate (before fees and expenses) with the performance of the underlying Index, "subject to tracking error"
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Index Fund

An open ended scheme replicating/tracking NIFTY 50 Index.

Riskometer

Level of Risk in the fund

View details

Minimum Investment

Lumpsum ₹ 100
SIP ₹ 100 (12 instalments)
Additional purchase ₹ 100

FAQs

Index funds are passive mutual fund schemes that track a market benchmark index. The Nifty 50 Index Fund tracks the Nifty 50 Index, which includes the 50 largest companies by market capitalization in India. Unlike actively managed mutual funds, index funds don't aim to beat the benchmark; they simply mirror its performance. The Total Expense Ratio (TER) for index funds is lower than that of actively managed funds. They offer benefits and convenience of open-ended mutual fund schemes. Nifty 50 Index Funds provide a straightforward and cost-effective way to invest in Indian equities.

The DSP Nifty 50 Index Fund tracks the Nifty 50 TRI, an index of the 50 largest stocks by market cap. The weight of each stock in the Nifty 50 Index Fund matches its weight in the Nifty 50 Index. For example, if a stock has a 5% weight in the Nifty 50 Index, it will have the same weight in the Nifty 50 Index Fund.

Actively managed equity funds carry unsystematic risks because fund managers may be overweight or underweight on certain stocks compared to the benchmark index. Index funds avoid these risks because they match the weights of the underlying stocks with the index. As a result, index funds have lower risk compared to active funds and are subject to market risks.

Because index funds simply track a market index, they require less effort in fund management and research. Therefore, the Total Expense Ratio (TER) is relatively lower than that of actively managed mutual funds. Lower costs benefit index funds over the long term.

Consider investing in the DSP Nifty 50 Index Fund if you:

Seek capital appreciation over long-term investments.
Prefer passive investing and are content with returns that match the market.
Have a minimum 5-year investment horizon.
Have a high to very high risk appetite.
Are a first-time investor looking for a simple approach to equity markets.

Consult with your financial advisor or mutual fund distributor to see if the DSP Nifty 50 Index Fund fits your investment needs.

Click the green INVEST button on the left side of the webpage (Click here). If you're already a DSP Mutual Fund investor, you can start investing right away. New to DSP Mutual Funds? Create a portfolio by filling out the necessary details. If you're new to mutual funds, complete the KYC requirements. Follow the on-screen instructions to get started. You can also invest in the DSP Nifty 50 Index Fund through your mutual fund distributor.

Returns from the Nifty 50 Index Fund can vary widely due to market conditions and economic factors. Historically, equity as an asset class has the potential to deliver relatively better returns compared to other asset classes. Since the Nifty 50 Index Fund invests in the largest companies in India, it tends to be less volatile than funds investing in the broader market, such as midcap or small-cap funds. However, the Nifty 50 Index Fund can be volatile in the short term, so investors should have long-term horizons.

Check the past performance of the DSP Nifty 50 Index Fund by visiting the performance section. View both lump sum and SIP returns and see how the fund has performed against its benchmark index (Nifty 50 TRI) over the last 1, 3, 5 years, and since inception. Always evaluate an equity index fund's performance over long periods.

Your investment amount depends on:

Financial goals: What are your financial goals? How much do you need to invest to achieve them based on your expectations.
Asset allocation: What's your risk appetite. How should you allocate your assets (e.g., equity, debt, large cap, midcap)? Consult your financial advisor if you need help understanding your risk appetite and asset allocation. Large caps are defined as top 100 stocks on market capitalization, mid caps as 101-250 small caps as 251 and above.
Lump sum or SIP: Lump sum investments require a larger initial amount. With a Systematic Investment Plan (SIP), you can start investing regularly over a long period. Take advantage of market corrections by investing lump sums strategically.

The ideal investment duration in a Nifty 50 Index Fund depends on your financial goals and risk tolerance. Since this is an equity-oriented Index scheme, plan to stay invested for at least 5 years. Over a long period, investments can recover from market corrections and can possibly benefit from the power of compounding.