DSP 10Y G-Sec Fund

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Benchmark: CRISIL 10 Year Gilt Index

5.47K people have invested in this fund

Lumpsum Monthly SIP View performance details

Return:

Annualized

Absolute

This fund

CRISIL 10 Year Gilt Index

team 5.47K people have invested in this fund as of

Total AUM

₹51.47 crores
as of Dec 31, 2025

Age of Fund

11 years 4 months since Sep 26, 2014

Expense Ratio

0.31%
as of Feb 04, 2026

Exit Load

Nil

Ideal holding period

3 Years+

Portfolio as of Dec 31, 2025

Debt 100.0%

Indian (100.0%)

Credit rating profile	Weight %
SOVEREIGN	97.8 %
Cash & Equivalent	2.2 %

Instrument break-up	Weight %
Government Securities (Central/State)	97.8 %
TREPS	2.0 %

Holdings	Weight %
6.48% GOI 2035	97.8 %
TREPS / Reverse Repo Investments	2.0 %
Cash & cash equivalents	0.3 %
	100.0 %

Indicators

Yield to Maturity

6.69 %

Modified Duration

6.88 Years

Portfolio Macaulay Duration

7.10 Years

Average Maturity

9.55 Years

Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Fixed Deposit

vs Category

vs Benchmark

Historical Returnsas of with investment of₹10,000
As per SEBI format
As per IDCW history

	This fund		CRISIL 10 Year Gilt Index ^{^}		CRISIL 10 Year Gilt In… ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	Face Value	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

CRISIL 10 Year Gilt In…

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested Amount

₹

Rolling period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: Sep 26, 2014.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

Pursuant to payments of Income Distribution cum Capital Withdrawal, the NAV of the IDCW option(s) of Schemes would fall to the extent of payout, and statutory levy, if any.

^ Fund Benchmark # Additional Benchmark

Scheme disclaimers

Fund Details

Things to know before you invest

What is in DSP 10Y G-Sec Fund?

DSP 10Y G-Sec fund invests in liquid 10-year central government securities.
It maintains a fixed 10 year maturity profile irrespective of interest rate movements.

Why should one invest in DSP 10Y G-Sec Fund?

Suitable for long term & relatively safe debt allocation for a 3 year+ investment horizon.
Can help you navigate falling interest rate scenarios.
No credit risk, since it invests only in high quality government-backed sovereign debt instruments.
Benefit of low correlation to the stock market. If the economy is in turmoil & stock prices fall, G-Secs may shine as investors start looking for safer options.

Who should invest in DSP 10Y G-Sec Fund?

Consider if this fund if you
- Are an experienced investor & know what you're doing.
- Prefer the stability of the debt market but are okay to expose yourself to interest rate risk.
- Don't want to expose yourself to credit risk.

Rethink before you invest

10Y G-Sec Fund carries Low to Moderate Risk.
Even though this is a debt scheme, in rare circumstances, investment losses may be possible.
Longer duration debt securities could generate higher returns but come with higher interest rate risk.
This is not an equity-oriented fund, so do not expect very high returns.

Fund managers:

Shantanu Godambe

Total work experience of 18 years. Managing this fund since July 2023.

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Total work experience of 18 years. Managing this fund since July 2023.

arrow_forwardSee funds managed by him

Shantanu has a total work experience of over 16 years. He joined DSP Asset Managers in March 2023 as Vice President in the Fixed Income Team. Shantanu has also worked with Yes Bank Ltd. as a Rates Trader. He has cleared the CFA from the CFA Institute, holds an M.S. (Finance) from ICFAI University, and a B.Com. from Mumbai University.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Investment Objective

The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio of Government Securities such that the Macaulay duration of the portfolio is similar to the 10 Year benchmark government security. (Please refer page no. 15 under the section "Where will the Scheme invest" for details on Macaulay's Duration)
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Debt – Government Securities

Gilt Fund with 10 year constant duration

An open ended debt scheme investing in government securities having a constant maturity of 10 years.
A relatively high interest rate risk and relatively low credit risk.

Riskometer

Level of Risk in the fund

View details

Potential Risk Class Matrix : A-III

A-III is the potential risk class matrix of DSP 10Y G-Sec Fund based on interest rate & credit risk.

Tax Implications (Applies to redemptions or transfers made on or after April 1, 2025)

Taxation category - Specified Mutual Fund Sub Category - Unlisted Debt schemes

Holding period	Capital gain type	Applicable tax rate
Not Applicable	Long term	Not Applicable
Not Applicable	Short term	Applicable Rate

Mutual fund taxation is based on the fund’s taxation category, sub-category, and holding period. The applicable tax rates are subject to prevailing tax laws, including surcharges, cess, and exemptions. Please consult a tax advisor for personalized guidance. View detailed tax guide

Transaction timelines

Purchase (including SIP) Redemption (including SWP) Switch-out (including STP-out) Switch-in (including STP-in)

NAV You Get	Cut-off Time	Processing Timeline
Same-day NAV (if money is received before cut-off)	3:00 PM (business days)	Units added to your folio on T+1 days (if money is received before cut-off).

NAV You Get	Cut-off Time	Processing Timeline
Same-day NAV (if request is placed before cut-off)	3:00 PM (business days)	Redemption processed on T+1 business days. Money credited to your bank account by T+1 business days.

NAV You Get	Cut-off Time	Processing Timeline
Same-day NAV (if request is placed before cut-off)	3:00 PM (business days)	Switch-out processed on T+1 business days

NAV You Get	Cut-off Time	Processing Timeline
NAV of this scheme	3:00 PM (business days)	Units added on T+1 business days after the switch-out from the source scheme.

NAV You Get	Cut-off Time	Processing Timeline
NA	NA	Money credited instantly.

Requests after cut-off are processed using next business day’s NAV.
Business days: Monday to Friday (excluding public holidays).
No transactions are processed on weekends or public holidays. Click here to view the list of Non-Business Days.
T+1, T+3, T+5 refer to 1 / 3 / 5 working days after the transaction day.
Kindly note that the processing timeline for Switch-In transactions is governed by the TAT of the respective Switch-Out scheme. Hence the Switch-Out TAT should be referred to for estimating the Switch-In timeline.

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DSP 10Y G-Sec Fund

DSP 10Y G-Sec Fund