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DSP Medium Term Solution

Past Returns
11.98%

10 years

17.29%

5 years

17.4%

3 years

4.53%

1 year

  • Risk:

    Frequent volatility
  • Horizon:

    Atleast 4-5 years
  • Goal:

    Grow capital with limited downside
  • Benchmark:

    CRISIL Hybrid 35+65 - Aggressive Index
  • This solution is for investors who are looking to grow their capital for achieving the financial goals that are at least 4-5 years away. The underlying assumption behind this solution is that even though equity investments are volatile, they are known to compound your money in the long run.

Key features

    This solution is for investors who are looking to grow their capital for achieving the financial goals that are at least 4-5 years away. The underlying assumption behind this solution is that even though equity investments are volatile, they are known to compound your money in the long run.

Schemes in this solution

    Performance



    • There is no guarantee that investors goals will be met.
    • Scheme(s) referred in above chart are schemes of DSP Mutual Fund.
    • The above basket of portfolios are given only for investor's convenience and Investor can invest in the individual scheme(s) as well. The portfolios are created without reference to any individual investor's risk appetite/ their financial needs/ goals etc. and Investors should consult their mutual fund distributors or tax advisors before selecting the said portfolio. The portfolio(s) do not guarantee achievement of any goal or targeted/assured returns. For detailed information on individual scheme, investors are requested to read Scheme Information Document of relevant scheme available on www.dspim.com.
    • The returns chart for the portfolio is plotted based on initial investment as per the allocations specified. The portfolio will undergo rebalancing to initial allocations as & when the allocations bust 10% thresholds. For example, if allocation to specific scheme is 50% then rebalancing will trigger when the allocation to the said scheme as per current market value on that specific day busts 55%. This rebalancing is done to ensure portfolio stays true to the initial objective at the time of investment. The exit load & tax impact, if any, at the time of rebalancing aren't accounted in the returns chart. Also, to prevent frequent rebalancing due to market volatility, rebalancing events are limited to once in a year. For example, if the last rebalance event has been executed on Jan 1, 2018 then no further rebalancing will happen prior to Jan 1, 2019 even if the 10% thresholds defined for rebalancing are breached.
    • Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For performance in SEBI prescribed format click on the scheme names mentioned above under "Schemes in this solution"
    • For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
    • Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
    • For SIP returns chart, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
    • For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
    • Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
    • PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.

    Solutions Details

    Solution Description

    This solution is for investors who are looking to grow their capital for achieving the financial goals that are at least 4-5 years away. The underlying assumption behind this solution is that even though equity investments are volatile, they are known to compound your money in the long run.

    Riskometer

    Schemes

    DSP Large & Mid Cap Fund (Ex DSP Equity Opportunities Fund)

    View details

    DSP Banking & PSU Debt Fund

    View details

    DSP Short Term Fund

    View details

    DSP Ultra Short Fund

    View details

    Benchmark

    NIFTY LargeMidcap 250 (TRI)

    Benchmark of DSP Large & Mid Cap Fund (Ex DSP Equity Opportunities Fund)

    Nifty Banking & PSU Debt Index A-II

    Benchmark of DSP Banking & PSU Debt Fund

    CRISIL Short Duration Debt A-II Index

    Benchmark of DSP Short Term Fund

    CRISIL Ultra Short Duration Debt A-I Index

    Benchmark of DSP Ultra Short Fund

    • DSP Solutions is not, in any manner an assurance or promise or guarantee on part of DSP Mutual Fund / DSP Asset Managers Private Limited AMC to the unit holders in terms of returns or capital appreciation or minimization of loss of capital.
    • DSP Solutions is a feature of the platform provided by the Mutual Fund and not of the scheme. The AMC reserves the right to make changes to this model as may be necessary and as it may deem fit.
    • DSP Solutions is an Investment solution which is being offered through this platform is similar to a cart journey (i.e. which support an investor to have a multiple scheme in the basket) in a single purchase order during their normal purchase journey. The basket of certain selected schemes are given only for Investors convenience which is completely optional and Investor can invest in the individual scheme(s) digitally also. The amount to be invested in the scheme is configured as per the pre-defined percentage for each solutions which is being offered in the platform, for which the investor is well aware and can help an Investor to rely on their own experience while selecting the baskets suitable to them. The investments made in the scheme(s) through baskets (i.e. purchase) / redemption or any other transactions are treated at par with individual scheme transactions. The readymade baskets are for subscription in multiple schemes with minimal clicks. Investors can redeem the desired units from any scheme at any time without any conditions or restrictions other than those applicable as per the SID of the respective scheme.
    • The investment approach / framework/ strategy mentioned herein are currently followed by the scheme and the same may change in future depending on market conditions and other factors within the boundaries as defined in Scheme information Document.
    • The user(s) before acting on any information herein should make his/their own decision and seek appropriate professional advice.
    • For complete details on investment objective, investment strategy, asset allocation, scheme specific risk factors and more details, please read the Scheme Information Document, and Key Information Memorandum of the scheme available on ISC of AMC and also available on www.dspim.com

    Rohit Singhania

    Rohit is a Research Analyst focusing on sectors like Auto, Auto Ancillaries, Metals, Infrastructure, Sugar and Hotels. He is the Co-Fund Manager for DSP India T.I.G.E.R. Fund since June 2010. Rohit joined DSP Asset Managers in September 2005, as Portfolio Analyst for the firm's Portfolio Management Services (PMS) division. He was transferred to the Institutional Equities Team of DSP Asset Managers in June 2009. Previously, he was with HDFC Securities Limited as a part of its Institutional Equities Research Desk. He spent 13 months at HDFC Securities as Sr. Equity Analyst.

    All Funds managed by Rohit Singhania
    Sr. No. Scheme Name Managing since Period
    1 Year 3 Years 5 Years

    Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

    Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

    Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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    Shantanu Godambe

    Shantanu has a total work experience of Over 16 years. He joined DSP Asset Managers in March 2023 as Vice President in Fixed Income Team. Shantanu has also worked with Yes Bank Ltd as a Rates Trader. He has cleared CFA from CFA Institute, MS (Finance) from ICFAI University and B.Com from Mumbai University.

    All Funds managed by Shantanu Godambe
    Sr. No. Scheme Name Managing since Period
    1 Year 3 Years 5 Years

    Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

    Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

    Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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    Sandeep Yadav

    Sandeep has a total work experience of mare than 20 years. He joined DSP Mutual Funds in September 2021 as Senior Vice President - Fixed Income Investments. Sandeep has previously worked for Yes Bank, and had headed the Derivatives Structuring, Fixed Income Trading and Primary Dealership. Prior to that Sandeep had worked in Technology space in Cognizant Technologies, Hughes Services and Mahindra British Telecom. He is a Computer Engineer (Pune University) and PGDBM (IIM Bangalore). Sandeep is also a CFA chartered holder.

    All Funds managed by Sandeep Yadav
    Sr. No. Scheme Name Managing since Period
    1 Year 3 Years 5 Years

    Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

    Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

    Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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    Karan Mundhra

    Karan has a total work experience of over 9 years. He joined DSP Mutual Funds in April 2012 as part of Fund Administration team. In 2016, he joined the Fixed Income Investment team. He is a Chartered Accountant (ICAI India) and also holds a Bachelor of Commerce Degree.

    All Funds managed by Karan Mundhra
    Sr. No. Scheme Name Managing since Period
    1 Year 3 Years 5 Years

    Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

    Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

    Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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    Shalini Vasanta

    Shalini has a total work experience of Over 11 years. She is part of the fixed income team at DSP Asset Manager's since 2017. Shalini has also worked with ICRA Ltd. as a Credit Rating Analyst in their Large Corporate Group. She holds a Master of Business Administration (Finance) degree from NMIMS, Mumbai and BA with Hons in Economics & Statistics from St. Xavier's College, Mumbai.

    All Funds managed by Shalini Vasanta
    Sr. No. Scheme Name Managing since Period
    1 Year 3 Years 5 Years

    Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

    Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

    Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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    DSP Equity Savings Fund presentation

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