Invest in DSP Equity & Bond Fund Direct IDCW Online

Benchmark: CRISIL Hybrid 35+65 - Aggressive…

2.69 lakh people have invested in this fund

LumpsumMonthly SIPView performance details

Return:

Annualized

Absolute

This fund

18.00%

CRISIL Hybrid 35+65 - Aggressive…

14.30%

NIFTY 50 TRI

14.15%

team 2.69 lakh people have invested in this fund as of

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Total AUM

₹7,529.22 crores as of Dec 31, 2022

Age of Fund

10 years 29 days since Jan 01, 2013

Expense Ratio

0.83% as of Jan 27, 2023

Exit Load

NIL If the units re…

Ideal holding period

5 Years+

Holdings

as of Dec 31, 2022

HDFC Bank Limited

7.23%

ICICI Bank Limited

5.50%

Bajaj Finance Limited

4.87%

Avenue Supermarts Limited

3.19%

Axis Bank Limited

3.18%

Infosys Limited

2.55%

Maruti Suzuki India Limited

2.51%

See all 55 holdings

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

What is in DSP Equity & Bond Fund?

DSP Equity & Bond fund invests in a good mix of equity & debt instruments, trying to deliver equity-like returns with a slightly lower risk profile.
The larger equity component (65%+) aims to help build wealth, while the debt allocation (<35%) aims to reduce the impact of market fluctuations.
The equity portion is well diversified across multiple sectors & different-sized companies while the debt portion is mostly in highly rated debt instruments with shorter term maturity profiles.
Among DSP's oldest hybrid funds with a 22 +year track record.

Why should one invest in DSP Equity & Bond Fund?

Experts suggest this is the simplest way to get the benefit of asset allocation with a balance of growth & stability orientation.
Offers the potential to grow your wealth over the long-term.Potential capital preservation during falling markets due to the debt allocation.
Potential capital preservation during falling markets due to the debt allocation.
Slightly lower impact of market fluctuations compared to pure equity funds.
Can help you beat the impact of rising prices over the long-term.
Can be a suitable choice for your core portfolio.

Who should invest in DSP Equity & Bond Fund?

Consider this fund if you
- Want to invest in the equity markets but don't know how to begin.
- Have the patience & mental resilience to remain invested for a decade or more.
- Recognize market falls as good opportunities to invest even more.
- Accept that equity investing means exposure to risk.
- Do not chase the highest possible returns at all times.

Rethink before you invest

Equity & Bond Fund carries Very High Risk.
Expect short term return fluctuations, esp. during periods of market ups & downs.
The debt allocation in the portfolio does not remove risks altogether, it aims to reduce it.

Fund managers:

Atul Bhole

Managing this fund since June 2016 as a Co-Fund Manager.

See funds managed by him

See his investing philosophy

Managing this fund since June 2016 as a Co-Fund Manager.

See funds managed by him

See his investing philosophy

Dhaval Gada

Managing this fund since September 2022.

See funds managed by him

Managing this fund since September 2022.

See funds managed by him

Vikram Chopra

Managing this fund since July 2016.

See funds managed by him

Managing this fund since July 2016.

See funds managed by him

Atul R Bhole has over 10 Years of experience and joined DSP Investment Managers in May 2016 as Vice President-Investments.
Atul previously worked with Tata Asset Management Ltd from Feb-07 till April-16 in the investment function. He worked as fund manager from April'11 onwards managing Tata Balanced Fund, Tata Midcap Growth Fund, Tata Equity P/E Fund along with few other funds. For the initial 4 years with Tata AMC, he worked as Equity Research Analyst covering IT, Telecom and BFSI sectors.
From Nov-06 to Feb-07, he worked with JP Morgan Services (India) Pvt. Ltd. as Equity Research Analyst assisting track telecom companies In APac region. Before that from Jun-05 to Oct-06, he was with State Bank of India in the Treasury Dept working as an equity research analyst.
Atul is a Chartered Accountant and has done MMS (Finance) from JBIMS, Mumbai and B.Com. from Mumbai University.

Sr. No.	Period	1 Year	3 Years	5 Years
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Period

1 Year

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Dhaval has total work experience of over 13 years. He joined equity investment team of DSP Investment Managers in Sept-2018 as Associate Vice President and was promoted to Vice President in Feb-2022. Dhaval has also worked with Sundaram Asset Management, Motilal Oswal Securities, Evalueserve, Morgan Stanley Advantage Services, Edelweiss Capital and Gridstone Research.
He has a Post Graduate Diploma in Management from Welingkar Institute of Management and holds a Bachelor of Commerce degree from Mumbai University.

Sr. No.	Period	1 Year	3 Years	5 Years
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Period

1 Year

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

Sr. No.	Period	1 Year	3 Years	5 Years
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Period

1 Year

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Top holdings

HDFC Bank Limited

7.23%

ICICI Bank Limited

5.50%

Bajaj Finance Limited

4.87%

Avenue Supermarts Limited

3.19%

Axis Bank Limited

3.18%

Allocation by Market Cap

Large Cap

61.20%

Mid Cap

27.00%

Small Cap

11.90%

Uncategorized

0.00%

Top Sectors

Banks

17.38%

Finance

8.55%

It - Software

6.40%

Industrial Products

4.88%

Consumer Durables

4.07%

See all 55 holdings

Top holdings

7.59% GOI 2026

3.83%

7.38% GOI 2027

2.81%

TREPS / Reverse Repo Investments / Corporate Debt Repo

1.92%

Indian Railway Finance Corporation Limited**

1.70%

5.22% GOI 2025

1.28%

Cash & cash equivalents

-0.57%

Credit rating profile

SOV

44.90%

CRISIL AAA

21.00%

ICRA AAA

7.90%

Cash & Equivalent

7.20%

IND A1+

7.20%

Instrument break-up

Government Securities (Central/State)

45.10%

Bonds & NCDs

33.30%

Money market instruments

14.30%

TREPS

7.20%

See all 38 holdings

Indicators

Yield to Maturity

7.34 %

Modified Duration

1.84 Years

Portfolio Macaulay Duration

1.93 Years

Average Maturity

2.12 Years

Portfolio turnover ratio

0.80 last 12 months

Standard Deviation

17.63 %

Sharpe Ratio

0.37

Beta

1.14

R-Squared

91.83 %

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Fixed Deposit

vs Category

vs Benchmark

Historical Returnswith investment of₹10,000
As per SEBI format
As per IDCW history

	This fund		CRISIL Hybrid 35+65 - Aggressi… ^{^}		NIFTY 50 TRI ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

CRISIL Hybrid 35+65 - …

NIFTY 50 TRI

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested as

Invested Amount

₹

Invested period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities)
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Hybrid

Aggressive Hybrid

An open ended hybrid scheme investing predominantly in equity and equity related instruments

Riskometer

Level of Risk in the fund

View details

Investors understand that their
principal will be at Very High Risk

Minimum Investment

Rs. 500 Lumpsum
Rs. 500 SIP– 12 instalments
Rs. 500 Minimum Additional Purchase

Fund Documents

Fund presentation

KIM and Applications

Name	% of Net Assets
HDFC Bank Limited	7.23%
ICICI Bank Limited	5.50%
Axis Bank Limited	3.18%
AU Small Finance Bank Limited	1.47%

Name	% of Net Assets
Bajaj Finance Limited	4.87%
SBI Cards and Payment Services Limited	1.24%
Can Fin Homes Limited	1.01%
Bajaj Finserv Limited	0.79%
Equitas Holdings Limited	0.64%

Name	% of Net Assets
Infosys Limited	2.55%
HCL Technologies Limited	1.68%
LTIMindtree Limited	1.05%
MphasiS Limited	0.63%
Tata Consultancy Services Limited	0.49%
SIP Technologies & Export Limited**	0.00%

Name	% of Net Assets
APL Apollo Tubes Limited	1.50%
Supreme Industries Limited	1.42%
Polycab India Limited	0.69%
AIA Engineering Limited	0.64%
Bharat Forge Limited	0.63%

Name	% of Net Assets
Asian Paints Limited	1.43%
Century Plyboards (India) Limited	1.33%
Havells India Limited	0.70%
Dixon Technologies (India) Limited	0.61%

Name	% of Net Assets
Samvardhana Motherson International Limited	1.16%
Schaeffler India Limited	1.00%
UNO Minda Limited	0.82%
Balkrishna Industries Limited	0.79%

Name	% of Net Assets
Maruti Suzuki India Limited	2.51%
Tata Motors Limited	1.11%

Name	% of Net Assets
Dr. Reddy's Laboratories Limited	1.07%
Alkem Laboratories Limited	0.92%
IPCA Laboratories Limited	0.75%
Divi's Laboratories Limited	0.53%

Name	% of Net Assets
Avenue Supermarts Limited	3.19%

Name	% of Net Assets
UltraTech Cement Limited	0.88%
JK Lakshmi Cement Limited	0.76%
Dalmia Bharat Limited	0.63%
JK Cement Limited	0.56%

Name	% of Net Assets
KEC International Limited	0.91%
CG Power and Industrial Solutions Limited	0.81%
Apar Industries Limited	0.60%

Name	% of Net Assets
Navin Fluorine International Limited	0.90%
Atul Limited	0.74%

Name	% of Net Assets
ICICI Lombard General Insurance Company Limited	0.77%
Max Financial Services Limited	0.77%

Name	% of Net Assets
Bharat Electronics Limited	1.48%

Name	% of Net Assets
Gujarat Gas Limited	1.43%

Name	% of Net Assets
Emami Limited	1.28%

Name	% of Net Assets
Hindustan Unilever Limited	1.26%

Name	% of Net Assets
KNR Constructions Limited	1.23%

Name	% of Net Assets
Radico Khaitan Limited	1.15%

Name	% of Net Assets
Ganesha Ecosphere Limited	1.14%

Name	% of Net Assets
Max Healthcare Institute Limited	0.79%

Name	% of Net Assets
PI Industries Limited	0.78%

Name	% of Net Assets
7.59% GOI 2026	3.83%
7.38% GOI 2027	2.81%
5.22% GOI 2025	1.28%
5.15% GOI 2025	1.27%
7.16% GOI 2023	0.80%
5.74% GOI 2026	0.61%
7.17% GOI 2028	0.34%
5.63% GOI 2026	0.26%
0% GOI 2025	0.24%
0% GOI 2025	0.23%
0% GOI 2025	0.22%
5.39% Gujarat SDL 2024	0.07%
8.60% GOI 2028	0.02%
7.27% GOI 2026	*%

Name	% of Net Assets
Indian Railway Finance Corporation Limited**	1.70%
Small Industries Development Bank of India**	0.94%
Housing Development Finance Corporation Limited**	0.69%
NTPC Limited**	0.68%
Small Industries Development Bank of India**	0.68%
National Bank for Agriculture and Rural Development**	0.59%
Green Infra Wind Energy Limited**	0.53%
NTPC Limited**	0.42%
Power Finance Corporation Limited**	0.36%
National Housing Bank**	0.34%
National Bank for Agriculture and Rural Development**	0.34%
National Bank for Agriculture and Rural Development**	0.34%
National Bank for Agriculture and Rural Development**	0.33%
Bharti Telecom Limited**	0.33%
Sundaram Home Finance Limited**	0.21%
Oil & Natural Gas Corporation Limited**	0.20%
Power Grid Corporation of India Limited**	0.07%
Power Grid Corporation of India Limited**	0.06%
Hindustan Petroleum Corporation Limited**	0.04%

Name	% of Net Assets
HDFC Bank Limited**	0.96%
Canara Bank**	0.95%
Bank of Baroda**	0.95%
Export-Import Bank of India**	0.95%

Name	% of Net Assets
TREPS / Reverse Repo Investments / Corporate Debt Repo	1.92%

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
Income distribution cum capital withdrawals (IDCW) declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's income distribution cum capital withdrawal (IDCW) plans.
Performance is always compared against the latest benchmark of the scheme irrespective of the date of change of scheme's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.
Tracking Difference is computed as the difference between the performance of the Scheme and its Benchmark in annualised term.
Tracking Difference shall be disclosed only if the Scheme has completed 1 year period.
Fund returns used for computation are net of TER and of Growth option and benchmark returns are of total return index.
For DSP NIFTY 1D Rate Liquid ETF, growth returns are computed based on IDCW plan assuming reinvestment of payouts but gross of statutory taxes & levies and net of TER.

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
Income distribution cum capital withdrawals (IDCW) declared from benchmark's constituents isn't taken into account when comparing with investment in fund's income distribution cum capital withdrawal (IDCW) plans.
Performance is always compared against the latest benchmark of the fund irrespective of the date of change of fund's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
Investment in gold has a strong global market demand and gold is highly liquid asset.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.
The comparison with PPF (and other traditional saving instruments/assets) has been given for the purpose of the general information only. Investments in mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns. Unlike traditional saving instruments there is no capital protection guarantee or assurance of any return in mutual fund investment. Traditional savings instruments are comparatively low risk products and are generally backed by the Government. Investment in mutual funds carries high risk as compared to the traditional saving instruments and any investment decision needs to be taken only after consulting the Tax Consultant or Mutual Fund Distributor.
Past performance may or may not sustain in future and should not be used as a basis for comparison with other investments. There is no assurance of any returns/capital protection/capital guarantee to the investors in any scheme of DSP Mutual Fund.
The sector(s)/stock(s)/issuer(s) mentioned in this document do not constitute any recommendation of the same and the Fund may or may not have any future position in these sector(s)/stock(s)/issuer(s)
The investment approach / framework/ strategy / portfolio / other data mentioned herein are dated and currently followed by the scheme and the same may change in future depending on market conditions and other factors.

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DSP Equity & Bond Fund

DSP Equity & Bond Fund

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Things to know before you invest

What is in DSP Equity & Bond Fund?

Why should one invest in DSP Equity & Bond Fund?

Who should invest in DSP Equity & Bond Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

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