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Rohit Singhania

Rohit is a Research Analyst focusing on sectors like Auto, Auto Ancillaries, Metals, Infrastructure, Sugar and Hotels. He is the Co-Fund Manager for DSP India T.I.G.E.R. Fund since June 2010. Rohit joined DSP Investment Managers in September 2005, as Portfolio Analyst for the firm's Portfolio Management Services (PMS) division. He was transferred to the Institutional Equities Team of DSP Investment Managers in June 2009.

Previously, he was with HDFC Securities Limited as a part of its Institutional Equities Research Desk. He spent 13 months at HDFC Securities as Sr. Equity Analyst.

All Funds managed by Rohit Singhania
Sr. No. Period 1 Year 3 Years 5 Years
    Scheme return (%) Benchmark return (%) Scheme return (%) Benchmark return (%) Scheme return (%) Benchmark return (%)
1 DSP India T.I.G.E.R. Fund 6.75 10.92 9.11 14.89 6.36 9.33
2 DSP Tax Saver Fund 14.83 8.97 13.05 13.64 10.92 9.11
3 DSP Equity Opportunities Fund 11.45 6.03 12.31 13.14 10.81 9.84
4 DSP Natural Resources And New Energy Fund 4.43 6.03 8.16 6.28 12.23 6.25

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Axe your Tax

DSP Tax Saver Fund

an equity linked saving scheme

Why consider DSP Tax Saver Fund?

(an Equity Linked Saving Scheme, or ELSS)

Compare Tax Saving Options3

Fixed Deposit
(FD) 4

6.25%

5 Year – Returns

5 years

lock-in period

Yes

Interest Taxable on Maturity

DSP Tax
Saver Fund

15.9%1

Average return over any consecutive 5 year period

3 years

lock-in period

LTCG as Applicable

Tax on Redemption

Axe Your Tax

Public Provident
Fund (PPF) 4

7.9%

5 Year – Returns

15 years

limited withdrawl after 5 years

No

Tax on Redemption

How much tax can I save?

This is how much tax you pay 5,98,000
Your New Tax liability is 5,98,000
Hey Look, You Can Save a Tax Amount of31,200

How much could I have earned? 5

Invested amount of:
100000
 Calculate
In the last:
has become
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Frequently Asked Questions (FAQs)

What are ELSS funds?

Equity-linked Saving Schemes (ELSS) funds are tax saving mutual funds, investing primarily in equity and equity related securities of corporates. They enable investors avail of a deduction from total income, as permitted under the Income Tax Act, 1961 under section 80C.

How to save tax in India?
In India, a person can legitimately save his income taxes by investing his money in the popular tax savings options. One of the options is Section 80C. One can invest and claim Rs. 1.5 lakhs in the options available like PPF, EPF, Life insurance premium, tax-saving mutual funds (ELSS), children’s tuition fees and housing loan principal repaid among others.
What is the maximum tax deduction that can be availed under 80C in a year?
Under section 80C, the maximum deduction that can be claimed under section 80C is Rs 1.5 lakh. One of the ways in which you can avail this benefit is by investing in ELSS schemes and save upto Rs 46,800 in tax.
How much should invest I in ELSS?
The minimum investment is Rs. 500. There is no maximum limit on the amount you can invest in an ELSS scheme.
Who should invest in ELSS?
Even though the lock-in period is 3 years, we recommend investors stay invested for at-least 5 years. Invest in ELSS if you are willing to stay invested for the long-term, like any equity mutual fund.
Is there any tax associated with ELSS?
Long-Term Capital Gains (LTCG) tax is applicable on ELSS funds as the lock-in period is 3 years. Gains are taxed at 10% for gains over 1 lakh rupees.
I am investing in mutual funds for the first-time. How do I Invest?
No worries! First-time investors need to complete a one-time KYC to start investing in mutual funds. All you need is a PAN card and an address proof. More details on KYC can be found here To begin your KYC process, click here
What are the risks associated with ELSS Scheme?
There are various risks such as Market Liquidity Risk, Credit Risk, Re-investment Risk etc. associated with ELSS scheme. For complete risk factors and risk management strategies please refer the Scheme information document of scheme.